You know there's a way to stop credit card fraud in it's tracks. All without EMV, NFC, new hardware or software @ POS. I've alluded to solutions at MobileWalletMedia.com and still am holding a few keys to the puzzle of the best solution for retailers, networks and consumers. I'll be sharing more about this soon with updates and thereafter on my site. I welcome inquiries to partner to build out this tech or license or this IP.