This is not the best of times for MCX. It's odd that Dekker thinks that Apple emulated a platform that hasn't been commercially available. How could they copy something that can't know anything about? That would require a time machine or spies working at MCX. Also, the two schemes are fundamentally different, Apple Pay puts it's tokens on the secure element. MCX can't, since they don't have access to either the SIM or a phone SE. It's not clear how MCX protects the tokens, but it's likely not as safe as Apple's method.