I am a little astounded at the journalist that wrote this. The last sentence is a dead giveaway that they have no idea of what virtual currencies are or how they work. Or maybe this was just another mouthpiece for MasterCard, hoping that the uninitiated will latch onto spurious (seemingly credible) news bytes. I would expect better of PYMNTS.com. Usually their coverage is at least thought provoking, but this is plain hogwash.