In reply to Todd Hausmann.

Both of these arguments are true. Time has come for alternative means of exchanging value - BTC or otherwise - and Karen / PYMNTS are looking for clicks. There is nothing wrong with that. What is questionable is certain amount of dishonesty on the part of this outfit. They have done it more than once already. I recall PYMNTS eager participation in hyping Bitcoin when it was in fashion and in demand... only to turn on them when more clicks can be had from naysayers... all without losing a bit. Similar situation with Isis/softcard. The latest PYMNTS' darling seems to be Apple Pay. But with adoption lacking and actual use negligible, expect PYMNTS to become more critical without admitting the previous hype.
Groucho Marx... Those are my principles and if you don't like them... Well, I have others.