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Klarna Launches Page Comparing BNPL, Traditional Credit
Klarna Launches Page Comparing BNPL, Traditional Credit
April 03, 2024  |  BNPL

Klarna has launched a new web page that shares data on its buy now, pay later (BNPL) offerings, including their repayment rates, late fee rates and...

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Post-Purchase Financing Ushers In a New Era of Lending
Post-Purchase Financing Ushers In a New Era of Lending
April 01, 2024  |  BNPL

The cart doesn’t lead the horse, which is why payments innovations tend to check the boxes that end users need most. And sometimes the smallest...

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CFPB Report: Installments Top Consumer Complaints on Personal Loans
CFPB Report: Installments Top Consumer Complaints on Personal Loans
March 29, 2024  |  Loans

The Consumer Financial Protection Bureau detailed in its 2023 Consumer Response Annual Report that consumers have been the targets of fraudulent account openings, and installment...

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How Embedded Payments Help Businesses Own Key ‘Micro Moments’
How Embedded Payments Help Businesses Own Key ‘Micro Moments’
March 28, 2024  |  Payments Innovation

In life, and in commerce, it is often the little things that matter most. And as digitization changes the world, those little things are getting...

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Despite Regulatory Concerns, Many Consumers Use BNPL as a Financial Lifeline 
Despite Regulatory Concerns, Many Consumers Use BNPL as a Financial Lifeline 
March 27, 2024  |  Buy Now Pay Later

This week Rohit Chopra, director of the Consumer Financial Protection Bureau (CFPB), updated reporters about his agency’s efforts to scrutinize credit card reward programs.  What some may have...

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Qonto Adds In-House Short-Term Financing Offer for Small Businesses
Qonto Adds In-House Short-Term Financing Offer for Small Businesses
March 26, 2024  |  Buy Now Pay Later

Qonto has added its first in-house financing offer, “Pay later,” to the business finance solutions it offers small and medium-sized businesses (SMBs) and freelancers. The new...

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CFPB to Investigate Credit Card Reward Programs Following Consumer Complaints
CFPB to Investigate Credit Card Reward Programs Following Consumer Complaints
March 26, 2024  |  Loyalty & Rewards

The Consumer Financial Protection Bureau (CFPB) will reportedly take a closer look at credit card reward programs. This move follows an increase in the number of complaints...

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28% of BNPL Applicants Motivated by No Interest Rate
28% of BNPL Applicants Motivated by No Interest Rate
March 25, 2024  |  BNPL

For buy now, pay later (BNPL) applicants, PYMNTS Intelligence finds, interest rates are a key concern. By the Numbers The 2023 PYMNTS Intelligence report “The...

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Retailers’ Embedded Finance Bets Pay Off
Retailers’ Embedded Finance Bets Pay Off
March 25, 2024  |  Retail

Retailers around the world are seeing their investments in embedded finance offerings boost their revenue. By integrating financial services directly into the shopping experience —...

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