WorkWhile Adds AI Tool to Eliminate Payday Loans

WorkWhile has added an earning management solution designed for hourly workers to its artificial intelligence (AI)-powered labor platform.

The new WorkWhile Money, which is integrated within the WorkWhile application, provides a real-time earnings dashboard to give workers a real-time view of their financial picture as well as prospective cash flow forecasts to enable workers to plan based on their expected income from employment, the company said in a Monday (June 8) press release.

Because it is integrated with WorkWhile’s Workforce Management ecosystem, WorkWhile Money can predict a worker’s future cash flow and make smarter, real-time decisions on debt service, emergency fund allocation and long-term savings, according to the release.

This new offering joins WorkWhile’s labor platform that combines predictive intelligence, automation and flexible staffing infrastructure to help businesses source, manage and optimize hourly workforces. The platform is commonly used in the logistics, hospitality and light industrial sectors, per the release.

“Our responsibility towards our workers doesn’t stop at payroll,” WorkWhile CEO Simon Khalaf said in the release. “WorkWhile Money is another step in a very long drive to bring financial stability to the U.S. workforce, which we are proud to serve.”

In a Monday post on LinkedIn about WorkWhile Money, Khalaf said: “Goodbye 64% APR, Goodbye missed bills, Goodbye living paycheck to paycheck. WorkWhile Money plans your earnings for the month and if you are short, you take a few extra shifts and pay the bills.”

In a blog post, Khalaf said that this earnings management agent enables workers to predict their earnings, plan their payments, and route their money in real time to any bank account or debit card.

“WorkWhile Money is rolling out to all of our workers over the next few days and weeks,” Khalaf said. “And I promise you, this is just the beginning; there are more financial health agents on the horizon.”

The PYMNTS Intelligence, WorkWhile and Ingo Payments collaboration “Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026“ found that payments providers can help workers manage uneven paychecks when wages jump around from month to month.

“Faster access to wages, instant payments and financial planning tools that show when money is coming in and going out can help workers avoid the crunch that comes when bills come due before the paycheck arrives,” the report said.

For all PYMNTS AI and digital transformation coverage, subscribe to the daily AI and Digital Transformation Newsletters.