ID R&D Announces Standalone Document ‘Liveness’ Detector

Artificial intelligence (AI)-based voice and face biometrics platform ID R&D debuted IDLive Doc, a standalone document liveness detector that confirms the physical presence of documents used when digitally verifying customers’ identities online.

ID R&D can be tacked on to any onboarding or electronic know your customer (KYC) platform for increased fraud prevention for banks, gig economy companies, telcos and other types of businesses, ID R&D, a Mitek company, said in its announcement.

IDLive Doc uses artificial intelligence to enhance the neural processing approach used in the company’s passive facial liveness detection product to find document screen replay attacks in real time. IDLive Doc prevents screen replay attacks from proceeding to the next step in the identity verification process, flagging potential fraud without any human involvement.

“We are excited to be the first to market with this critical fraud-fighting technology,” ID R&D CEO Alexey Khitrov said in the Monday (Oct. 25) announcement. “Answering the request from multiple customers to help solve the problem of document screen replay attacks was a challenge we were uniquely positioned to tackle and we now have a product that quickly addresses the issue without friction.”

IDLive Doc, which is available now in beta version, can be plugged into any onboarding solution after installing a Docker image and making an API call.

Related: Deep Dive: How AML/KYC Efforts Protect Online Gaming From Cybercrime Threats

Recent PYMNTS research shows that digital ID adoption can improve the effectiveness of cybercrime prevention as well. More than one-third (34%) of survey respondents in our most recent Deep Dive said KYC processes were the biggest benefit of digital identification, while 20% cited lower operational costs and efficiency and 14% cited more robust verification processes.

A recent banking survey shows that 41% of North American consumers are more likely to open a financial account online today than they were a year ago, with half of these respondents saying they would rather go through digital onboarding using biometrics for KYC authentication than open a bank account in person.

About 75% of respondents said they would provide biometric data, such as fingerprints, images of their face and voice recordings, to secure those bank accounts if they were asked to do so.