Affirm and Klarna Continue to Rule Provider Ranking of BNPL Apps

In the spirit of “read now, understand now” we organize and publish PYMNTS’ Provider Ranking of Buy Now, Pay Later Apps that we might increase insight and improve business.

Sounds pretty noble, we know. That’s how we like to play it, and this latest ranking is proof that even when almost nothing changes, that’s still a worthwhile data point. And this is one of those cases where nothing changed, indicating stability in buy now, pay later (BNPL) for one thing.

The Top 5

Still locked in their battle for primary in a two-way tie for the No. 1 spot are the Affirm and Klarna apps.

Right behind at No. 2 remains Afterpay.

Unchanged at No. 3 is Zip.

Paidy is holding its own at No. 4 for another month.

Closing the Top 5 once again is the popular Sezzle app.

The Top 10

Don’t look for surprises outside the Top 5 either, as Laybuy reclines comfortably at No. 6 as it did last cycle.

The tie for No. 7 persists as FuturePay and LazyPay stay locked in commercial combat.

Taking us out at No. 8, like last month, is the Humm app.

And now you know what we know.