Paysafe and Jaris Team on Instant Payouts for Small Businesses

Embedded finance platform Jaris expanded its partnership with payments firm Paysafe, according to a Thursday (Feb. 19) press release.

The collaboration makes Jaris’ instant payouts solution available to the tens of thousands of small- to medium-sized businesses (SMBs) in Paysafe’s merchant network in the United States, per the release.

“By integrating Instant Payouts into Paysafe’s extensive payment ecosystem for U.S. SMBs, merchants can now access a unified suite of Jaris-powered tools, including growth capital and instant funding, to capitalize on time-sensitive opportunities,” the release said. “The solution provides immediate access to eligible funds, eliminating the traditional settlement delays and allowing merchants to receive funds instantly from processed card transactions.”

Jaris’ financial solution is accessible around the clock. It offers near-real-time processing via secure push-to-card technology and one form for both instant payouts and loans, approved within one business day, according to the release.

“Our expanded partnership with Paysafe demonstrates the power of a multi-product embedded finance strategy for the U.S. SMB space,” Jaris CEO Chris Aristides said in the release. “By enabling business loans and instant payouts to work together, we are helping Paysafe’s ISO and agent partners to deliver a sophisticated financial ecosystem that drives merchant loyalty and significant new revenue streams.”

Meanwhile, PYMNTS reported Feb. 11 that cash flow has moved from a “background concern” to the “defining constraint shaping daily operations and long-term viability” for many small businesses.

Late payments lead to operational strain, with businesses forced to postpone payroll or vendor payments, or turn to short-term credit to manage routine expenses.

“Over time, these disruptions erode trust with suppliers and employees while signaling higher risk to lenders,” the report said.

However, many SMBs still rely on legacy methods that feel accessible and familiar, such as paper checks. However, methods like these slow settlement, increase administrative workload and offer less visibility into incoming funds, which makes it tougher for owners to forecast accurately, deal with shortfalls or plan with confidence.

“Faster payment methods offer a clear alternative,” the report said. “Instant and same-day payments allow receivables to convert into usable working capital without delay.”