PayPal Lets Small Businesses Tap Into Brazil’s Pix System

PayPal is bringing Brazil’s Pix payment system to its small and medium-sized business (SMB) customers.

“With Pix now available through PayPal Complete Payments, small businesses can offer Brazil’s most widely used payment method directly at checkout, reducing friction and meeting consumers where they already transact every day,” the company said in a Monday (April 13) press release.

With PayPal marking 15 years in Brazil, the Pix launch represents part of a larger strategy to support SMBs with local payment methods, new partnerships and “high-conversion commerce solutions,” the company said in the release.

Launched last year in Brazil, the PayPal Complete Payments (PPCP) platform combines cards, local payment methods, and business tools in one integration. With Pix, SMBs can offer a locally preferred payment experience and have PayPal’s global reach, fraud protection and cross-border capabilities, the release added.

“Pix is how Brazil pays today, with more than 170 million people already using it,” Brunno Saura, general manager of PayPal Brazil, said in the announcement. “By bringing Pix into PayPal Complete Payments, we’re giving entrepreneurs a high-conversion way to get paid that combines a payment method Brazilians know with the trust, security, and global reach that PayPal is known for.”

Between its launch in 2020 and September of last year, Pix processed around 196 billion transactions, moving roughly $16 trillion, more than seven times Brazil’s 2024 GDP. Data from Brazil’s central bank says that 90% of the country has used Pix, with the system recording more than 7 billion transactions just in January.

And as PYMNTS wrote earlier this year, the rise of these instant payment systems among consumers has helped drive adoption among small businesses, even though the landscape remains largely untapped.

“When it comes to B2B payments in emerging markets, one very interesting thing is that currently more than 70% of all companies are buying online, but just 30% of the payments are done digitally,” Eduardo de Abreu, VP of product at EBANX, told PYMNTS.

The report added that in many Latin American economies, consumers are also micro-entrepreneurs or merchants, meaning the same bank accounts and digital wallets used for personal transactions are often used to accept customer payments or pay suppliers.

Meanwhile, Pix statistics sourced from the Banco Central do Brasil show that there were more than 263 million B2B transactions valued at 1.5 trillion reals in December 2025, compared to 175 million transactions valued at 1 trillion reals in December 2024.

“This December-to-December comparison matters because it smooths seasonal effects and highlights structural adoption across the economy,” PYMNTS wrote.