Ripple Debuts Digital Asset-Centric Treasury Management System

Ripple has introduced what it calls the first treasury management system with native digital asset capabilities.

The system, dubbed Digital Asset Accounts and Unified Treasury, rolled out Wednesday (April 1) within Ripple Treasury. It is designed to let chief financial officers (CFOs) and treasury teams view, hold and manage manage fiat and digital liquidity held within their bank and custody providers within a single system.

This does away with the need for “separate platforms, reconciliation workflows and manual consolidation,” Ripple said in a news release. “No other treasury management system offers this, marking a decisive competitive milestone for both Ripple Treasury and its customers.”

The launch “builds on more than 40 years of enterprise treasury management,” the company added, with a new expansion into digital assets after Ripple’s $1 billion acquisition of GTreasury last year. Also in 2025, Ripple Treasury facilitated $13 trillion in payments volume for clients ranging from small businesses to Fortune 500 companies.

“Digital Asset Accounts and Unified Treasury extend that trusted infrastructure into digital assets for the first time, with multiple customers already in beta ahead of today’s global GA launch,” the company added.

Ripple noted an uptick in corporate demand for these services, with 72% of global finance leaders saying that they need a digital asset solution to stay competitive, although most lack a starting point that meshes with existing workflows.

“Digital assets have arrived at the CFO’s desk, and the question has shifted from whether to engage to how to do so advantageously without disrupting existing operations,” said Renaat Ver Eecke, senior vice president, Ripple Treasury, in the release.

“Ripple Treasury gives the office of the CFO a trusted place to hold and manage digital and fiat assets – with no separate interface, no new workflows, and no need to navigate custody, wallets, or exchanges on their own. Corporate treasury has never had a digital solution like this before,” Ver Eecke added.

Ripple’s new offering comes at a moment where use of digital assets in the business world remains limited, at least where middle market companies are concerned.

As covered here last week, crypto holdings “do not align with the mechanics of treasury management,” from the perspective of middle market finance chiefs.

“Even stablecoins, which are designed to maintain parity with the dollar, do not fully resolve these issues, though they are arguably entering the mainstream due in part to a regulatory picture that is evolving,” that report said. “Questions around accounting treatment, integration with enterprise systems and the reliability of counterparties introduce friction into processes that CFOs have spent years refining.”

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