[vc_row full_width=”” parallax=”” parallax_image=””][vc_column width=”1/1″][vc_raw_html]JTVCYXVkaW8lMjBtcDMlM0QlMjJodHRwJTNBJTJGJTJGd3d3LnB5bW50cy5jb20lMkZ3cC1jb250ZW50JTJGdXBsb2FkcyUyRjIwMTUlMkYwNyUyRlByb3hhbWEtUG9kY2FzdC5tcDMlMjIlNUQlNUIlMkZhdWRpbyU1RCUwQQ==[/vc_raw_html][vc_column_text]What comes first – using the mobile device to engage consumers, or enabling them to pay in their favorite physical merchant...