data brief

Culture, Not Tech, Drives B2B Payment Delays
Culture, Not Tech, Drives B2B Payment Delays
October 17, 2025  |  Payment Methods

Even as artificial intelligence reshapes corporate finance and payments move in real time, one of the oldest habits in business continues to delay billions in...

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Half of Financially Stable Firms Use Financing to Fuel Growth
Half of Financially Stable Firms Use Financing to Fuel Growth
October 09, 2025  |  Loans

When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business...

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63% of Americans Now Use Digital Wallets for Cross-Border Payments
63% of Americans Now Use Digital Wallets for Cross-Border Payments
October 08, 2025  |  Payment Methods

The digital divide that once separated who paid how across borders is narrowing fast. In the United States, digital wallets have become the great equalizer....

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65% of SMBs Are Ready to Switch Software for Embedded Finance
65% of SMBs Are Ready to Switch Software for Embedded Finance
September 26, 2025  |  SMBs

Small businesses have long depended on management software to keep the books balanced and payroll running. Get the Full Story Complete the form to unlock...

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90% of SMBs Say Embedded Finance Is Now Essential
90% of SMBs Say Embedded Finance Is Now Essential
September 19, 2025  |  SMBs

Small businesses may not be known for switching software providers. Yet, a striking detail in a new study suggests that’s changing fast — and embedded...

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Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
September 17, 2025  |  Fraud Prevention

Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and Finding Trust Amid Banking’s Data Deluge,” suggests...

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One-Click Convenience Drives Australia’s Mobile Shopping
One-Click Convenience Drives Australia’s Mobile Shopping
September 11, 2025  |  Mobile

Australia, while a burgeoning mobile-first market, presents a paradox for financial institutions, FinTech innovators and payment providers. Get the Full Story Complete the form to...

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93% of Banks Say Instant Payments Boost Retention
93% of Banks Say Instant Payments Boost Retention
September 09, 2025  |  Real-Time Payments

Headlines swirl with urgency around real-time payments, but the reality is that most banks are still dragging their feet. While financial institutions (FIs) say instant...

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Fraud Is 31x More Likely on Checks Than Real-Time Payments
Fraud Is 31x More Likely on Checks Than Real-Time Payments
August 29, 2025  |  Real-Time Payments

Banks say they fear fraud on real-time payment rails. The numbers say they shouldn’t. Get the Full Story Complete the form to unlock this article...

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