Money Mobility

Why Millions of New Accounts Never Turn Into Real Banking Relationships

Why Millions of New Accounts Never Turn Into Real Banking Relationships
Why Millions of New Accounts Never Turn Into Real Banking Relationships
March 25, 2026  |  Faster Payments

Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...

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What Happens After ‘Instant’ Payouts? New Data Points to a Shift
What Happens After ‘Instant’ Payouts? New Data Points to a Shift
March 19, 2026  |  Money Mobility

“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how...

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Slow Payouts Are Starting to Cost Banks Consumer Trust
Slow Payouts Are Starting to Cost Banks Consumer Trust
January 14, 2026  |  Money Mobility

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a...

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CFPB Draws Line Between Earned Wage Access and Credit
CFPB Draws Line Between Earned Wage Access and Credit
January 07, 2026  |  Regulation

Earned wage access is moving to solidify status as a core feature of modern work, reshaping how millions of workers manage cash flow between paydays....

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New York Cash Payments Law to Take Effect in March
New York Cash Payments Law to Take Effect in March
December 08, 2025  |  Money Mobility

Food stores and retail establishments in New York are required to accept cash payments for in-person transactions after a bill was signed into law by...

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Digital Tipping Keeps Employees Loyal as Restaurants Battle Labor Gaps
Digital Tipping Keeps Employees Loyal as Restaurants Battle Labor Gaps
November 28, 2025  |  Money Mobility

Tipping is shifting from cash jars to digital channels, transforming how workers are compensated and how employers attract and retain staff. What once required end-of-shift...

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