Payment gateways might be thought of as the workhorses of fund flows, whether it’s for B2B or consumer-facing transactions. It’s the technology that gets payment data moving. But with the emergence of new technologies — particularly APIs and payments automation — gateways can be used...
As the monthlong B2B Payments: Outlook 2030 event has revealed, the future of B2B payments is fast, global and all about innovation. Still, uncertainty remains an invisible expense on nearly every company’s ledger. Finance teams are scrambling to maintain control while juggling cash flow concerns,...
As one of the hottest trends in payments, embedded finance has emerged as a compelling credit proposition for consumers and businesses. The execution demands an intricate web of collaboration and technology and might even intersect with another hot concept: open banking. As Tribh Grewal, head...
A growing number of business clients and network participants are using Bank of America application programming interfaces (APIs) to enable payment transactions and other capabilities. Over the last 12 months, the bank has seen the number of clients using APIs for real-time treasury needs increase...
November 05, 2024
The Consumer Financial Protection Bureau’s finalized rule on data sharing has its share of supporters and detractors. Those in favor of the new mandates — and as described by the CFPB itself — say the rule promotes competition among incumbent banks, levels the playing field between banking behemoths and smaller players, and gives consumers control […]
October 24, 2024
As one of the hottest trends in payments, embedded finance has emerged as a compelling credit proposition for consumers and businesses. The execution demands an intricate web of collaboration and...
October 21, 2024
Embedded finance, and in particular lending, is finding its way into various URL, app and brick-and-mortar settings these days, and is also rendered at the point of sale, giving an...
October 09, 2024
For all banks — but especially for small banks and credit unions — capturing the hearts, minds and wallet share of younger generations is more than just a strategy, it’s...
October 22, 2024
A growing number of business clients and network participants are using Bank of America application programming interfaces (APIs) to enable payment transactions and other capabilities. Over the last 12 months, the bank has seen the number of clients using APIs for real-time treasury needs increase by 51% and the number of network participants like treasury […]
October 01, 2024
OpenAI is expanding access to its real-time voice assistant technology, allowing businesses and developers to integrate the artificial intelligence (AI)-powered tool into their own applications, Bloomberg reported. This move is...
September 29, 2024
A recent glitch found in Kias has highlighted cybersecurity vulnerabilities in connected vehicles. According to a report from the cybersecurity publication Dark Reading, the flaw was found earlier this month...
September 20, 2024
PNC Financial Services Group and Plaid have partnered to allow the bank’s customers to more securely share their data with third-party financial apps and services. With the companies’ new bilateral...
