Community Banking news and trends

Regulators’ Call Spurs Wide-Ranging Comments on Payments Fraud
Fraud Prevention // September 23, 2025

Fraud continues to plague the payments system — and regulators are asking for answers. Banks, credit unions and payment networks responded to a joint Request for Information (RFI) from the Office of Comptroller of the Currency (OCC), the Federal Reserve, and the Federal Deposit Insurance...

CSI Acquires Apiture to Bolster Community Banking
Acquisitions // August 19, 2025

Financial software firm CSI is acquiring digital banking solutions provider Apiture. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Visa and ICBA Payments to Facilitate Real-Time Money Movement for Community Banks
Payment Methods // July 16, 2025

Visa and ICBA Payments, a subsidiary of the Independent Community Bankers of America (ICBA), have renewed their 40-year partnership and plan to expand it by providing community banks with streamlined access to the Visa Direct real-time money movement platform. Get the Full Story Complete the...

Capitol Hill Hearing Pushes for ‘Rational’ Community Banking Regulation
Bank Regulation // February 05, 2025

Beware the dangers of regulatory “overreach” and a one-size-fits-all approach to community banking oversight, several industry participants testified at a Capitol Hill hearing Wednesday (Feb. 5). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Interviews & Exclusives
Bessent, Bowman and Barr: Community Banks Need Regulatory Clarity

October 09, 2025
Community banks remain vital to the U.S. economy but face mounting pressures to modernize amid competition from larger banks and FinTechs. At the Federal Reserve’s 2025 Community Bank Conference, Treasury Secretary Scott Bessent, Federal Reserve Vice Chair for Supervision Michelle W. Bowman, and Governor Michael S. Barr, each described how technology, transparency, and tailored regulation […]

Capitol Hill Hearing Pushes for ‘Rational’ Community Banking Regulation

February 05, 2025
Beware the dangers of regulatory “overreach” and a one-size-fits-all approach to community banking oversight, several industry participants testified at a Capitol Hill hearing Wednesday (Feb. 5). Get the Full Story...

Capra Bank CEO Sees Huge Upside for AI and Risk Assessment

April 10, 2024
At this point in artificial intelligence’s (AI) relatively brief life, we’ve heard a lot of different angles to the banking story. It has been called a job killer and a...

NCR Says Financial Literacy Should Be Left to Community Banks and Credit Unions, Not TikTok

July 27, 2022
Strong growth in digital banking during the pandemic didn’t come with seminars in financial literacy. It should have, as younger demographics are found to be less fluent in personal finance...

Quick Reads
CSI Acquires Apiture to Bolster Community Banking

August 19, 2025
Financial software firm CSI is acquiring digital banking solutions provider Apiture. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]

Visa and ICBA Payments to Facilitate Real-Time Money Movement for Community Banks

July 16, 2025
Visa and ICBA Payments, a subsidiary of the Independent Community Bankers of America (ICBA), have renewed their 40-year partnership and plan to expand it by providing community banks with streamlined...

PayFi Teams With The Clearing House For Real-Time Payments Platform

June 04, 2019
Payment company PayFi and The Clearing House (TCH) have partnered to bring real-time payments technologies to the community banks on PayFi’s Branch99TM Real-Time Platform, according to a release. Get the...

US Bank Exec Retirement Triggers Big Reorg

September 06, 2018
U.S. Bank announced that John Elmore, vice chairman of Community Banking & Branch Delivery, will retire, which has led to a major reorganization at the financial institution. Elmore, a 38-year...