Experian news and trends

As Card Delinquencies Rise, Will Debt Consolidation Loans Have Their Moment?
Loans // October 09, 2024

Despite the volatility month to month on credit card debt, per government reports, the trend remains, generally, upward and to the right. And for consumers already shouldering that card debt, where historically high interest rates are a hallmark, even with recent interest rate cuts, personal...

Experian Teams With Oakbrook to Offer Debt Consolidation Loans
Loans // October 07, 2024

Experian Consumer Services has launched a partnership with non-bank lender Oakbrook. The collaboration with the British firm, announced Monday (Oct. 7), will offer debt consolidation loans on the Experian Marketplace, using technology from Experian’s recent partnership with affordability software/payments firm Paylink. “Debt consolidation remains the number one reason customers...

Experian Teams With Paylink to Debut Debt Consolidation Solution
Partnerships // September 02, 2024

Experian has teamed with affordability software/payments firm Paylink to introduce a debt consolidation solution. The partnership, announced Monday (Sept. 2), leverages Paylink’s ReFi product to expand access to credit for a broader range of consumers through the Experian Marketplace. “Debt consolidation remains the number one...

Experian Expands Fraud Detection Capabilities With NeuroID Acquisition
Acquisitions // August 13, 2024

Experian has added behavioral analytics to its fraud detection capabilities by acquiring NeuroID. Adding this new layer of insight into digital behavioral signals for both new and returning users will help combat artificial intelligence (AI)-enabled fraud, the companies said in a Tuesday (Aug. 13) press release. “Together...

Interviews & Exclusives
As Card Delinquencies Rise, Will Debt Consolidation Loans Have Their Moment?

October 09, 2024
Despite the volatility month to month on credit card debt, per government reports, the trend remains, generally, upward and to the right. And for consumers already shouldering that card debt, where historically high interest rates are a hallmark, even with recent interest rate cuts, personal loans and debt consolidation offerings beckon. The latest consumer credit […]

Transaction and Consumer-Level Data Help Personalize Card-Linked Rewards Programs

May 22, 2024
Recent announcements from some marquee names in financial services, and commercial partnerships, underscore the use of data, down to the consumer level, in crafting ever-more-relevant card-linked offers. In doing so,...

The Alarming Financial and Reputational Costs of Healthcare Data Breaches Keep Rising

August 17, 2022
Healthcare is supposed to get us out of danger, not place us in harm’s way. The hard truth is that data breaches in the space are at historic levels, compromising...

On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air

February 27, 2019
Lawmakers grilled the heads of Equifax, Experian and TransUnion, calling the credit reporting a “broken” system — and new legislation introduced this week has some far-reaching changes. In the meantime,...

Quick Reads
Experian to Provide Debt Relief and Financial Services to 5,000 Hispanics

October 16, 2024
Experian is providing debt relief and financial education, products and services to more than 5,000 Hispanics nationwide. The initiative is a response to findings that high numbers of Hispanics lack access to bank accounts and credit and that they report feeling the least financial security compared to other populations, the global data and technology company […]

Experian Teams With Oakbrook to Offer Debt Consolidation Loans

October 07, 2024
Experian Consumer Services has launched a partnership with non-bank lender Oakbrook. The collaboration with the British firm, announced Monday (Oct. 7), will offer debt consolidation loans on the Experian Marketplace, using technology from Experian’s...

Experian Teams With Paylink to Debut Debt Consolidation Solution

September 02, 2024
Experian has teamed with affordability software/payments firm Paylink to introduce a debt consolidation solution. The partnership, announced Monday (Sept. 2), leverages Paylink’s ReFi product to expand access to credit for...

Experian Expands Fraud Detection Capabilities With NeuroID Acquisition

August 13, 2024
Experian has added behavioral analytics to its fraud detection capabilities by acquiring NeuroID. Adding this new layer of insight into digital behavioral signals for both new and returning users will help combat...