Customer lifetime value has long been seen as something that naturally grows as card issuers add more customers and launch more products. But this report shows that even as issuers invest in digital tools, AI and new capabilities, fewer are building strong, lasting customer value....
Within the corporate realm, treasury is expected to anticipate, allocate and act, turning liquidity into a managed input. That transition toward proactive management is forcing finance leaders to reconsider a longstanding assumption: that delays in payments are a tolerable feature of doing business. Get the...
Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use AI for personal tasks, marking a shift from experimentation to everyday utility. At the same time, usage intensity is deepening. The average user now relies...
Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it. New PYMNTS Intelligence research finds that trust and security are the deciding factors in who a B2B firm chooses to...
March 30, 2026
As more Americans earn income outside traditional employment, payouts have quietly replaced paychecks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]
March 26, 2026
Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it. New PYMNTS Intelligence research finds...
March 25, 2026
Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate usability, traditional financial institutions (FIs)...
March 24, 2026
For years, accounts payable (AP) was judged by how little trouble it caused, but new data suggests it may now be creating room for faster payments, better supplier experiences and...
