U.S. Bank has debuted a credit card that converts purchases into monthly payment plans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Affirm wants the U.S. to find ways to cap late fees on pay-later loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Easy loans are luring millions of Americans into a dangerous cycle of debt. Young people, particularly college students, are being seduced by easy credit and instant gratification, spending money they don’t have on things they don’t need. This easy credit revolution threatens to create a...
Ace Hardware has launched a partnership with pay later provider Affirm. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...
August 25, 2025
Traditional credit cards are facing pressure in the battle for consumer spending power. While general-purpose cards remain the workhorse of American credit, their use for installment payments is growing far more slowly than private-label store cards — a shift driven, as PYMNTS Intelligence has found, largely by younger consumers who prefer predictable, interest-free options over […]
May 20, 2025
Financial institutions and merchants face a persistent challenge: enabling consumers to navigate the inevitability of large, unplanned expenses without undue friction or financial strain. Get the Full Story Complete the...
May 13, 2025
The traditional pillars of consumer credit are undergoing a profound transformation as “pay later” options, once a niche for specific shoppers, are now redefining how Americans spend and borrow. Get...
April 10, 2025
Credit cards remain among the most popular vehicles for payments — for both planned and unplanned expenses — and for many consumers, stretching out payments over time holds particular appeal....
November 05, 2025
U.S. Bank has debuted a credit card that converts purchases into monthly payment plans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]
October 21, 2025
Affirm wants the U.S. to find ways to cap late fees on pay-later loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
October 01, 2025
Ace Hardware has launched a partnership with pay later provider Affirm. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
September 29, 2025
Zinia, Santander’s consumer financing platform, has expanded to Spain and now allows Amazon customers in the country to pay in installments on select purchases. Get the Full Story Complete the...
