Merchant news and trends

Circle Acquires Elements to Drive Crypto Payments
Acquisitions // September 29, 2022

Global FinTech Circle, the issuer of USD Coin (USDC) and Euro Coin (EUROC), has signed an acquisition deal for merchant and developer-first payments orchestration platform Elements for undisclosed terms. The acquisition aligns with Circle’s plan to accelerate crypto payments, a roadmap it unveiled at the...

NEW DATA: The Impact Of Transaction Declines And Disputes On The Consumer-Merchant Relationship
Credit Cards // October 20, 2020

Consumers love how easy it is to use credit cards to make purchases, but hate how hard it can be to dispute a transaction. In the Credit Card Frictions Report, PYMNTS surveyed over 2,000 consumers to examine how frictions such as card disputes and declines...

Deep Dive: Securing The Growth Of CNP Debit
Next-Gen Debit // September 11, 2020

Card not present (CNP) debit transactions are growing swiftly during the pandemic as many consumers limit their in-store shopping and leverage services such as curbside grocery pickup, meal delivery apps and online retail to meet their needs while social distancing. Merchants and financial institutions (FIs)...

Deep Dive: Wayfair’s Complex, Ongoing And Unexpected Effects On Retailers
Next-Gen Sales Tax // October 28, 2019

The 2018 South Dakota v. Wayfair ruling is reshaping the business landscape, forcing companies to consider its long-term effects. Wayfair’s case enabled cities and states to pass economic nexus laws that require out-of-state sellers to collect and remit taxes on local residents’ sales, and it...

Interviews & Exclusives
NEW DATA: The Impact Of Transaction Declines And Disputes On The Consumer-Merchant Relationship

October 20, 2020
Consumers love how easy it is to use credit cards to make purchases, but hate how hard it can be to dispute a transaction. In the Credit Card Frictions Report, PYMNTS surveyed over 2,000 consumers to examine how frictions such as card disputes and declines affect users’ perceptions of merchants, issuers and networks — in ways both good and bad.

Taming The High Risk Merchant Beast

September 01, 2017
T1 Payments has a lot in the hopper, with a new same-day settlement to partners offering coming soon. At the same time, the firm has been investing in managing merchant...

Direct To Consumer: Surviving The Digital Retail Revolution

June 20, 2017
There’s no question about it — today’s retail landscape is undergoing a digital revolution. With the online world enabling individuals to more easily start their own businesses, we’ve seen the likes...

Quick Reads
Walmart to Add Free Basic Package to Data Monetization Platform

October 12, 2022
About a year after launching Walmart Luminate, a data monetization platform for merchants and suppliers, Walmart has announced that it will make additions to the subscription-based product suite and that it expects to launch a free basic package for suppliers in 2023. One data set that the company has added to its roadmap for the […]

Circle Acquires Elements to Drive Crypto Payments

September 29, 2022
Global FinTech Circle, the issuer of USD Coin (USDC) and Euro Coin (EUROC), has signed an acquisition deal for merchant and developer-first payments orchestration platform Elements for undisclosed terms. The...

Global Payments, TSYS Ink $21.5B Deal To Merge

May 28, 2019
Megadeals everywhere in payments? Global Payments has inked a deal to acquire Total System Services (TSYS) in a $21.5 billion deal. Bloomberg, citing to people with knowledge of the matter, ...

Amex Misses In Q4 Amid Lending Write-Offs

January 18, 2019
American Express posted earnings results on Thursday (Jan. 17) after markets closed that missed the Street, as merchant and services revenues were both below expectations, and write-offs tied to its lending business...