Legal & Regulation

Legal & Regulation
The Fed Account Access Fight Is Becoming a Risk Test for FinTechs
May 22, 2026

For years, the argument over Federal Reserve account access has largely centered on who gets in. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

AML
House Hearing Puts AI Fraud at Center of AML Overhaul
May 21, 2026

Criminals are not waiting for regulators to modernize anti-money laundering rules, and that asymmetry shaped a House hearing that exposed a larger divide than where to set reporting thresholds. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Bank Regulation
House Hearing Puts Bank-FinTech Oversight in the Spotlight
May 20, 2026

Financial infrastructure rarely becomes visible until it breaks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Legal & Regulation
White House Pushes FinTech Access to Payment Rails
May 19, 2026

The White House is pushing federal financial regulators to take a fresh look at the rules that shape how FinTechs work with banks, payment systems and the broader financial services sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Legal & Regulation
California Says Yotta Misled Customers Before Synapse Collapse
May 19, 2026

California regulators have ordered FinTech Yotta Technologies to pay $1 million, adding another enforcement action to the long fallout from the collapse of banking-as-a-service middleman Synapse. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Legal & Regulation
UK Makes Digitally-Focused Updates to Decades-Old Credit Law
May 19, 2026

Regulators in the United Kingdom said in a Monday (May 18) news release that they are ready to update the country’s 52-year-old Consumer Credit Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Bank Regulation
OCC Aims to Relax Regulations Covering Community Banks
May 19, 2026

Federal regulators are touting their efforts to ease rules governing community lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Bank Regulation
UK Treasury Plans to Ease Risk Rules for Banks
May 18, 2026

The British government shared plans to loosen so-called “ringfencing” rules for the country’s banks, the Financial Times reported Monday (May 18). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Legal & Regulation
Cliq Claims Victory in FTC Fraud Prevention Case Despite Fine
May 18, 2026

A federal judge ordered payment processing company Cliq to pay $6.5 million in a long-running case related to its fraud prevention measures. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...