Today on PYMNTS
ECB Expands Digital Euro Efforts With Pontes Tokenization Tool
The European Central Bank is expanding its digital euro efforts with its new Pontes solution. Get…
Instacart Gives Merchants and Brands New Views of Store Shelves
Instacart has unveiled software designed to let grocers and brands digitally view store shelves…
Affirm Bets on Where Borrowers Are Headed
Watch more: Monday Conversation With Affirm’s Libor Michalek Get the Full Story Complete the…
Digital Wallets Bring New Rules for Consumer Protection
Watch more: Digital Shift With Spreedly’s Jennifer Rosario Get the Full Story Complete the…
Billing Problems Send Digital Customers Back to Support
Companies have spent years making it easier for customers to pay bills online. They…
Small Businesses That Track Customer Sources Report Stronger Growth
For small businesses, knowing where a customer came from appears to be nearly as…
AI Agents Take the Controls in Supply Chains
Global supply chains have always been the operating system of the modern economy. They…
OCC Opens Three Bank Doors to Stablecoins and AI Agents
U.S. financial regulators have issued conditional approvals for three new national trust banks. Get…
Citi CEO Says Companies Scrambling to Launch AI Cyber Defenses
Citigroup’s CEO says artificial intelligence-related security concerns have led to a wave of cyber…
OpenAI’s Cash Burn Could Approach $280 Billion by 2030
OpenAI has reportedly forecast that it will burn through nearly $280 billion by the…
Trump Seeks New Czar to Lead ‘AI Force’
President Donald Trump says will name a new artificial intelligence czar to head an…
Polymarket Accused of Ignoring Fraud in Pursuit of Growth
The prediction market sector is quickly growing, and marquee player Polymarket along with it….
Clarity Act’s Failure Kicks Off Wave of Blame in Crypto…
The collapse of the Clarity Act has reportedly triggered a wave of finger-pointing among…
Scammers Use Outdated Payment Tech to Steal Government Benefits
Decades-old payment technology is reportedly helping scammers steal hundreds of millions of dollars from…
Anthropic Mulls New AI Model Despite Investors’ Pre-IPO Worries
Anthropic is reportedly considering the launch of a new artificial intelligence model before it…
Saudi Arabia Exits China’s mBridge Cross-Border Payments Program
Saudi Arabia has reportedly withdrawn from China’s mBridge digital currency/cross-border payments program. Get the…
Santa Would Like a Word With Your Pumpkin
Santa has apparently checked his calendar and decided Halloween has had quite enough time….
Anthropic Targets November IPO as Revenue Surges
Anthropic plans to launch its initial public offering in November, later than the October…
Avant Joins FinTech Push to Bring Banking In-House
FinTech company Avant filed an application to establish an insured national bank called Avant…
California Governor Mobilizes Expert Panel to Strengthen AI Safety Laws
California Gov. Gavin Newsom issued an executive order Friday (Sept. 18) that will convene…
Chewy Puts a $50 Million Price Tag on AI Productivity
Many companies can’t put a number on what artificial intelligence does for their productivity….
CFTC Files Crypto Regulation Proposal After Clarity Act Fails
The Commodity Futures Trading Commission has submitted to the Office of Management and Budget…
OpenAI Targets Legal Tech Market With Astra for Law
OpenAI has launched an artificial intelligence foundation designed to be used by law firms…
Commerce Test Shows Where AI Agents Break Down
The potential for agentic artificial intelligence and its open issues are well-established. The promise…
Apple Teams With Axis Bank for Long-Awaited Apple Pay Debut…
Apple is preparing to launch Apple Pay in India in partnership with Mumbai-based Axis…
Ant International Unveils 100 Products to Drive Agentic Financial Operations
Ant International has announced an artificial intelligence-native financial stack that includes nearly 100products across…
Fed’s Bowman Challenges Social Media Story Behind SVB Collapse
Silicon Valley Bank’s collapse became shorthand for the digital bank run. Billions of dollars…
Amazon Rolls Out AI Agents That Interview Job Applicants 24/7
Amazon Connect Talent, an agentic artificial intelligence solution for hiring, is now generally available,…
Dutch Telecom Builds an AI System for Millions of Customer…
KPN, the largest telecommunications firm in the Netherlands, is putting agentic artificial intelligence to…
AI Agents Get Their Own Bank Accounts
Looking to strengthen its bond with merchants, Ant International is getting bank accounts for…
Researchers Use Claude to Crack OpenAI’s Private Cache
Independent security researchers participating in an OpenAI bug-hunting program used Anthropic’s Claude to gain…
Is the Enterprise Insurance Market Agentic AI’s Hidden Ceiling?
Insurers are in the predictability business. Artificial intelligence is an unpredictable technology. For CFOs…
Warren Buffett Shifts to Emeritus Role as Son Howard Becomes…
Warren Buffett transitioned from chairman to chairman emeritus of Berkshire Hathaway, effective Friday (Sept….
State Regulators Give Banks an AI Exam Playbook as Federal…
State banking regulators are giving financial institutions a clearer view of how examiners may…
The Geography of an SMB Sales Surge
Small businesses in World Cup host metros were more likely to report a stronger…
AI Agents Become the Next Payments Customer
Watch more: Digital Shift With Viggo Stenseth of SolvaPay Get the Full Story Complete…
Card Installment Use Jumps 13 Percentage Points as BNPL Holds…
Credit card installment plans are turning the biggest promise of buy now, pay later…
Consumers Hold the Line as Their Financial Cushion Shrinks
Consumer confidence fell across demographics The PCEI overall slipped 0.7 points in September to…
Citi Launches Mastercard Subscription Management Tool in UAE
Citi has launched Mastercard’s subscription management capability, Smart Subscriptions, in the United Arab Emirates…
Fed Deadline Passes as Payment Access Debate Continues
For payments firms, direct access to the Federal Reserve can remove an intermediary from…
CFTC Makes It Easier for Software Developers to Have Prediction…
The Commodity Futures Trading Commission’s Market Participants Division issued a staff letter declaring a…
Cloudflare Blocks AI Agents From Ad-Supported Pages
Cloudflare has started blocking artificial intelligence agents by default on pages that carry ads,…
Amazon Urges Industry and Government Partnership on AI Safeguards
Amazon said artificial intelligence labs should ensure models are safe and fully tested before…
Stablecoins Court CFOs as Crypto Loses Washington
Washington’s attempt to advance comprehensive crypto market-structure legislation stalled out on Tuesday (Sept. 15)….
Plaid and ID.me Team to Strengthen Benefit Payment ID Checks
Plaid and digital identity wallet ID.me launched a benefits payments partnership, according to a…
White House Considers Government-Led Cybersecurity Incubator
President Donald Trump’s administration is reportedly considering a plan to launch a government-led cybersecurity…
FDIC Proposes Fast Track for Bank Merger Reviews
The Federal Deposit Insurance Corporation (FDIC) board of directors voted Thursday (Sept. 17) to…
House Votes to Modernize Bank Oversight and Kill the Penny
A bill that would require financial regulators to assess their technological capabilities and identify…
Bottomline Connects Payment Rails and Blockchains in One Platform
Business payments firm Bottomline introduced a Software-as-a-Service (SaaS) platform designed to improve payment messaging,…
Revolut Chief Says FinTech Could Go Public in NY and…
Revolut’s co-founder and CEO says the FinTech is considering a dual London and New…
OpenAI and Anthropic Revenues Dwarf Those of Chinese AI Models
Robust adoption of China’s artificial intelligence models has yet to yield corresponding revenues, according…
Senators Demand Probe Into Amazon and Walmart AI Over Made…
Senators Tammy Baldwin (D-Wis.) and Rick Scott (R-Fla.) are calling on the Federal Trade…
Amazon Builds Its Own Answer to Walmart’s 5,000 Stores
Amazon needs more than faster warehouses to close Walmart’s delivery advantage. It may need…
Experts Say Potential Frontier AI Slowdown Won’t Slow Adoption
The people who build frontier artificial intelligence say it is getting away from them….
St. Luke’s Turns 400,000 Patient Interactions Into an Agentic AI…
For St. Luke’s Hospital in Kansas City, Missouri, the case for agentic artificial intelligence…
House Passes Bill to Give Local Police More Tools Against…
The House approved legislation Tuesday (Sept. 15) aimed at giving state and local law…
S&P Acquires OpenZeppelin to Bring Risk Assessment to On-Chain Finance
S&P Global is acquiring blockchain security company OpenZeppelin as it looks to expand its…
Experian Uses Open Banking to Boost Credit Preapproval
Experian has added a new feature to its Experian Marketplace that is designed to…
FDA Keeps Radiology AI Revenue Tied to Premarket Clearance
The Food and Drug Administration is keeping a firm regulatory gate between a new…
Mastercard and Alchemy Partner on Everyday Agentic Payments
Mastercard and Alchemy, a provider of blockchain infrastructure for apps and artificial intelligence agents,…
Weeks-Old AI Startup Emulate Approaches $4 Billion Valuation
Emulate, a month-old startup founded by former Google DeepMind researchers, is reportedly close to landing hundreds…
Port of LA Fended Off 120 Million Cyberattacks in August
The Port of Los Angeles reportedly blocked more than 120 million cyberattacks during August. Get…
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score…
Affirm has started using a new real-time underwriting model at U.S. checkouts that approves…
Revolut Hackers Issue $3 Million Ransom for Customer Data
Hackers claiming to have breached British FinTech Revolut have now reportedly issued a ransom…
Costco and DoorDash Launch Same-Day Delivery in US
Costco is now available on the DoorDash Marketplace across the United States, DoorDash said…
When Fraud Becomes the Customer: The Next Battlefront for Issuers
[branded_divider] Fraud Is Moving Beyond Transactions to Attack Identity The fraud landscape has shifted…
The Next Fraud Frontier Is the Impostor Who Passes Every…
Get the Full Story Complete the form to unlock this article and enjoy unlimited…
Amazon Takes Five Categories as Walmart Tightens Its Grocery Grip
Consumer retail spending finally leveled out, while ‘order’ categories continued to gain share. For…
Banks Use AI Agents to Catch Compliance Drift Earlier
Watch more: Digital Shift With Flagright’s Chris Phillips Get the Full Story Complete the…
European Companies Shift Treasury to Mobile With Bank of America…
Bank of America’s digital platform for treasury tasks, CashPro App, was used by European…
90% Link Fraud Infrastructure to Faster Customer Onboarding
Fraud prevention is no longer a cost center, and for many firms, has become…
Cross-Border Payments Bundle Local Rails to Tackle Market Fragmentation
Watch more: Need to Know With Sebastian Fantini of EBANX Get the Full Story…
Mastercard Says Consumer Choice at the Center of Agent Pay
Watch more: The Agentic Experience With Mastercard’s Chiro Aikat Get the Full Story Complete…
Walmart Adds AI Tools to Help Suppliers Act on Retail…
Walmart Data Ventures is adding new artificial intelligence-powered features to its commerce intelligence platform,…
OpenAI Tests Sponsored AI Agents in ChatGPT Ads
OpenAI is testing business-sponsored artificial intelligence agents that will have conversations with people who…
Concert Fans Put AI in Charge of the Tickets Search
Fans hunting for concert seats are starting to skip the filters altogether. Instead of…
Anthropic Consolidates Specialized Apps Into One Unified Claude Platform
Anthropic has begun merging Claude Cowork and chat into “one Claude” so that users don’t…
House Committee Advances First-Ever Crypto Tax Bill
The House Ways and Means Committee voted to advance the Digital Asset Tax Certainty…
American Express Escalates Business Banking War With High-Yield Savings Launch
American Express launched a new high-yield Business Savings account as part of its strategy…
Meta Offers AI as the Upsell for Free Social Media
Meta is asking consumers who have never paid for Instagram, Facebook or WhatsApp to…
House Bills Aims to Give Financial Regulators Better Tech
House lawmakers passed legislation aimed at giving financial regulators in the United States better…
UK Shifts AML Focus to Disrupting Illicit, Tech-Enabled Networks
The United Kingdom is preparing to spend 500 million pounds and hire hundreds of…
Wells Fargo Adds Remittance Function to Mobile Banking App
Wells Fargo says it has brought its international money transfer service to its banking app….
Chase Lets Cardholders Invest Reward Points With JPMorgan
Chase has announced an investment-focused expansion of its Ultimate Rewards card program. Get the Full…
Costco and Uber Eats Scale Delivery Across 47 States
Costco and Uber Technologies expanded their partnership to offer Costco delivery through Uber Eats…
Google DeepMind Co-Founder Shane Legg Joins Safety-First Camp in AI…
Google DeepMind Co-Founder Shane Legg is warning that artificial intelligence advances must not come before…
Nvidia and Google Launch Energy Alliance to Prevent AI Grid…
Nvidia, Google and Emerald AI launched an alliance dedicated to promoting flexible artificial intelligence…
Instinct AI Assistant Targets $10 Billion Valuation
Spear Street Technology, which operates artificial intelligence assistant Instinct, is in discussions to raise…
Revolut and Fed Incidents Expose New Risks Inside Banking’s Trust…
Revolut and the Federal Reserve are in the news this week after suffering two…
Circle Launches Agentic Commerce Blockchain Arc With 100+ Partners
Circle has introduced Arc, a blockchain designed for financial markets, real-time money movement and agentic…