Legal & Regulation

AML
Money Laundering and Sanction Fines Fall 61% Amid US Deregulation
December 31, 2025

American regulators collected 61% less in money laundering/sanction breach fines in 2025. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

CFPB
Judge Orders Trump Administration to Continue Funding CFPB
December 30, 2025

A judge ruled Tuesday (Dec. 30) that the Trump administration must continue funding the Consumer Financial Protection Bureau (CFPB) until an appeals court hearing that is scheduled for February. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Legal & Regulation
Three State Privacy Laws Impact Payment Processors Starting Jan. 1
December 30, 2025

New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together, they add to the growing patchwork of state-level privacy regimes payment processors must navigate, imposing new burdens on compliance departments....

Legal & Regulation
FDIC Support Clears a Path for Tokenized Deposits to Scale
December 29, 2025

Tokenization is steadily reshaping how financial assets are recorded and moved, and support from regulators is paving the way for wider use across financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Bank Regulation
FDIC Requires SouthPoint Bank to Improve Credit Risk Management
December 29, 2025

The Federal Deposit Insurance Corp. (FDIC) announced a consent order with Birmingham, Alabama-based SouthPoint Bank that concerns “charges of unsafe or unsound banking practices and/or violations of law or regulation relating to weaknesses in management, asset quality, capital, earnings, and liquidity/funding.” Get the Full Story...

CFPB
CFPB Drops High-Profile Cases and Signals a Narrower Agenda
December 29, 2025

Once sharply focused on an expansive enforcement agenda, the Consumer Financial Protection Bureau (CFPB) has reprioritized matters it pursues, amended or scaled back certain actions, and faces an (at best) uncertain environment as the new year dawns. Get the Full Story Complete the form to...

Legal & Regulation
FTX’s Caroline Ellison Set to Leave Prison Early
December 28, 2025

A key figure in the collapse of cryptocurrency exchange FTX is nearly set to leave prison. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Legal & Regulation
DOJ Reached Settlement With LivCor Over Alleged Anticompetitive Rents
December 24, 2025

The Justice Department has reached a proposed settlement with LivCor as part of the department’s drive to halt what it alleged is a scheme among landlords to collaborate on setting rents. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Legal & Regulation
6 AI Companies Face Copyright Lawsuit From Investigative Journalist John Carreyrou
December 23, 2025

The reporter who uncovered fraud at blood-testing startup Theranos is reportedly among a group of six writers who sued six artificial intelligence (AI) companies on Monday (Dec. 22), alleging that they trained their AI systems on copyrighted works without permission. Get the Full Story Complete...