Loans

Loans
Predictions That Student Loans Would Impact Target’s Earnings May Have Hit the Bull’s-Eye
August 16, 2023

The retailer’s strategy of appealing to millennials may be backfiring as the generation prepares to lose spending power to student loan repayments.   Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Loans
UK Government, Lenders Cooperate on Interest-Free Loans
August 15, 2023

Amid the current cost of living crisis in the United Kingdom, some commercial lenders have joined forces with the British government to offer interest-free loans to high-risk borrowers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Loans
Lenders and Merchants Must Diversify to Compete in Shifting Credit Landscape
August 11, 2023

With change comes challenge, but with challenge comes opportunity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Loans
‘Shadow Bank’ Lending in India Outpaces Traditional Banks
August 08, 2023

It’s reportedly a good time to be a “shadow bank” in India. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Loans
Report: 300K Student Loan Borrowers Have Died Since Moratorium
August 07, 2023

Roughly 300,000 student loan borrowers have died since the federal government’s 2020 loan moratorium. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Loans
Working Capital Gets Rebrand as CFOs Harness Solutions to Fast-Forward Growth
August 01, 2023

The rules of the road are changing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Loans
Proportion of US Banks Tightening Loan Terms Rises to 50.8%
July 31, 2023

Banks are continuing to tighten their terms on commercial and industrial loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Loans
Nearly 8% of Borrowers Who Have Not Repaid Student Loans Say They Never Will
July 27, 2023

When it comes to student loans, it’s been three-plus years of paused repayment, a span in which many consumers have seen their financial lifestyle upended due to macroeconomic factors such as inflation, rising interest rates and mass layoffs. Get the Full Story Complete the form...

Loans
Will Big Bank Capital Requirements Help Smaller FIs, FinTechs Gain Small Business Lending Share?
July 26, 2023

As banks — especially larger players — grapple with a new capital reality, the opportunity may be there for smaller financial institutions (FIs) and FinTechs to capture some lending share, especially among small businesses. Get the Full Story Complete the form to unlock this article...