Loans

Loans
Upstart’s Triple-Digit Growth Shows AI-Based Lending’s Heady Pace
November 10, 2021

As growth stocks continue their heady (but never completely steady) climb on Wall Street, the question remains: When are triple-digit gains not enough? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Loans
Sezzle, Bread Partner on Loan Program
October 25, 2021

The payments company Alliance Data Systems has formed a partnership with the buy now, pay later (BNPL) platform Sezzle, with Alliance offering its installment loan business Bread through Sezzle’s merchant network. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Loans
Fiserv Expands Credit Options for SMBs
October 14, 2021

Payments and financial services provider Fiserv has launched a digital credit and lending platform for small and medium-sized businesses (SMBs). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Loans
FutureFuel.io, Fiserv Announce Collaboration on Student Loan Repayment Platform 
October 13, 2021

Technology platform FutureFuel.io announced a collaboration with global payments provider Fiserv that will enable banks and credit unions to bring the FutureFuel.io student loan repayment platform to consumers, according to a Wednesday (Oct. 13) press release.   Get the Full Story Complete the form to unlock...

Loans
Asia Pacific’s Next Big Finance Opportunity: Giving Credit Where There is None
October 12, 2021

At a glance, it could be argued that small business owners have more choices than ever to get the working capital they need, as FinTechs, neobanks and legacy lenders all compete to offer loans and lines of credit. But available options are not always viable...

Loans
Latino-Focused Lender Oportun Scraps Bank Charter After CFPB Probe
October 11, 2021

Oportun, a specialist in low- to moderate-income lending, which services many Latinos, has withdrawn its application for a bank charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Loans
Personal Loans Fill Cash Flow Void for Paycheck-to-Paycheck Consumers
October 11, 2021

There’s been a confluence of events to set the stage for retail banking’s disintermediation — and for the growth in lending facilitated by online platforms to continue. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Loans
Lending Platforms’ Digital Makeovers Turn Paper-Pushing Into Profits
October 06, 2021

Liquidity is the lifeblood of lending. And liquidity exists only when lenders and borrowers are easily able to find one another, agree on terms, access the capital that’s needed — and distribute that same capital quickly while enabling repayment. Get the Full Story Complete the...

Loans
New Data: Living Paycheck to Paycheck Triggers Personal Loan Demand
October 05, 2021

When we think of those struggling between paychecks, people making six-figure incomes don’t typically enter the picture. But PYMNTS research continues to find that an alarmingly high percentage of the well-compensated aren’t making it financially from one check to the next. Get the Full Story...