Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Mastercard and PayPal Make Trust the Core of Agentic Commerce
October 27, 2025

Mastercard and PayPal are deepening their partnership to bring agentic AI transactions into the mainstream. Under the agreement, Mastercard’s Agent Pay platform will be integrated into PayPal’s branded checkout wallet. The move allows consumers using PayPal to make purchases guided by artificial intelligence assistants, with...

Artificial Intelligence
The Prompt Economy Has Arrived. Now Comes the Hard Part
October 27, 2025

One of the most compelling updates this week came from a Harvard Business Review article “Designing a Successful Agentic AI System.” Its authors argue that agentic AI will only deliver value when companies redesign workflows around outcomes, not tasks, and rethink how humans and intelligent...

Artificial Intelligence
Bank of America Finds AI Has Limited Impact on US Employment
October 26, 2025

Artificial intelligence (AI) is fueling American economic growth, though its effect on employment is limited. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Artificial Intelligence
OpenAI Due to Receive Another $22 Billion From SoftBank
October 26, 2025

SoftBank has reportedly taken another step toward completing its massive $30 billion investment in OpenAI. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Artificial Intelligence
Hackers Use AI to Supercharge Social Engineering Attacks
October 24, 2025

Cybercriminals are using generative artificial intelligence and synthetic media tools to scale phishing, vishing and callback scams into high-volume, high-precision operations that are harder to spot and costlier to contain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Artificial Intelligence
AI Experts Predict Human-Level Intelligence Could Arrive by 2047
October 24, 2025

This month, researchers from AI Impacts and the universities of Oxford and Bonn released what has become the largest survey to date of artificial intelligence (AI) experts, offering a rare view into how the people building artificial intelligence systems perceive their pace, power and risks....

Artificial Intelligence
AI Makes Inroads in Legal Industry as Funding Tops $2.4 Billion
October 24, 2025

Artificial intelligence is making its deepest inroads yet into the legal profession. It is turning pilot-scale experimentation into production-level automation. From research and contracting to compliance and billing, AI systems are becoming embedded infrastructure in law firms and in-house operations. Investors are taking notice. Get...

Artificial Intelligence
OpenAI-Backed Valthos Raises $30 Million to Combat AI-Enabled Biological Threats
October 24, 2025

Valthos said Friday (Oct. 24) that it has raised $30 million to build “next-generation biodefense” to combat the threat of biological threats enabled by artificial intelligence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Artificial Intelligence
AI Demand Is Fueling the Rise of Neoclouds
October 24, 2025

As demand for artificial intelligence (AI) training large models rises, traditional providers such as Amazon Web Services, Microsoft Azure and Google Cloud are facing limits in available capacity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...