Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
US Threatens Sanctions on China Over Alleged AI Model Theft
July 21, 2026

The White House is weighing a crackdown on China’s alleged “IP theft” of artificial intelligence models in the United States, Treasury Secretary Scott Bessent said in an interview with Fox Business Tuesday (July 21). Get the Full Story Complete the form to unlock this article...

Artificial Intelligence
State AGs Put Businesses on Notice: Existing Laws Already Apply to AI
July 21, 2026

AI compliance teams take note: You don’t need to violate AI-specific statutes to face regulatory scrutiny. State attorneys general increasingly are using existing consumer protection, privacy and professional licensing laws to police artificial intelligence. Get the Full Story Complete the form to unlock this article...

Artificial Intelligence
Microsoft and Mistral Expand AI Push Across Europe
July 21, 2026

Microsoft and Mistral have expanded their partnership to offer organizations across Europe and other regulated markets access to frontier artificial intelligence together with the ability to retain control over their data, operations and critical workloads. Get the Full Story Complete the form to unlock this...

Artificial Intelligence
The Agentic Enterprise Connects AI to Real Business Results
July 21, 2026

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Artificial Intelligence
The Review Economy Just Became the Recommendation Economy
July 20, 2026

Artificial intelligence (AI) has become the shopper’s de facto research assistant, reading Amazon and Google reviews, Reddit threads and YouTube videos before anyone opens a single tab, then handing back one synthesized answer. The platforms that built their businesses on hosting those reviews have the...

Artificial Intelligence
Fake Employees Are Banks’ Newest Insider Threat
July 20, 2026

The account is real. The credentials are real. The employee is not. Synthetic insiders use stolen identities, deepfake technology and remotely controlled devices to get hired, pass background checks and log in through approved accounts: access that looks legitimate because it is legitimate. The person...

Artificial Intelligence
Loyalty Data Is Now AI’s Favorite Currency
July 20, 2026

Loyalty programs were built to reward past spending. The purchase histories, preferences and engagement signals inside them are now among the most actionable first-party data assets a retailer owns. As third-party tracking grows less reliable and artificial intelligence shopping assistants become a primary discovery channel,...

Artificial Intelligence
Moonshot Halts New Kimi K3 Subscriptions as Demand Overwhelms Compute
July 20, 2026

Chinese artificial intelligence startup Moonshot temporarily paused new subscriptions to its new open-weight model, Kimi K3, due to capacity constraints. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Artificial Intelligence
AI Oversight Enters a Crucial Summer of Deadlines
July 20, 2026

The next phase of artificial intelligence regulation is taking shape through committees, consultations and comment periods rather than a single sweeping federal rule. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...