Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Report: ChatGPT Plus Has Top Retention Rate Among AI Subscription Services
January 16, 2025

ChatGPT Plus is reportedly the artificial intelligence (AI) subscription service that retains the highest percentage of paying customers after six months. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
AI Models and Tools Update: ChatGPT’s Tasks, Adobe’s Bulk Edit
January 16, 2025

OpenAI’s ChatGPT is becoming the little engine that could. Its latest capability: Letting users schedule tasks for a later, or recurring, date. Scheduled tasks is rolling out in beta for users of ChatGPT Plus, Pro and Teams. Enterprise users will get access soon; free users...

Artificial Intelligence
Google Wants 500 Million Gemini AI Users by Year’s End
January 16, 2025

Google CEO Sundar Pichai reportedly thinks his company’s artificial intelligence model, Gemini, has surpassed its competitors’ abilities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Artificial Intelligence
GenAI’s Retail Revolution Expands to B2B Marketplaces
January 16, 2025

Artificial intelligence’s business utility is no longer the realm of futuristic speculation, particularly across online retail. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Artificial Intelligence
Upstart Unveils New Sales Tools and Redesigned Auto Financing Platform
January 15, 2025

Artificial intelligence (AI) lending marketplace Upstart has introduced enhancements to its auto retail platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Artificial Intelligence
Data Centers, AI Rules, Chip Limits and OpenAI Talks Policy
January 15, 2025

With one week left in office, President Biden signed an executive order that sets aside federal lands for building of artificial intelligence (AI) data centers, with the full cost borne by developers of AI foundation — or frontier — models like OpenAI’s GPT-4o. AI model...

Artificial Intelligence
Microsoft Debuts Pay-as-You-Go AI Copilot Chat
January 15, 2025

Microsoft is adding pay-as-you-go artificial intelligence agents to its free chatbot for commercial users. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Artificial Intelligence
AI Agent Systems Are Here — Will They Transform B2B?
January 15, 2025

In the B2B space, one Shakespeare quote rings out louder than the rest: better three hours too soon than a minute late. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Artificial Intelligence
OpenAI ‘Blueprint’ Calls on US to ‘Act Big’ on AI
January 14, 2025

OpenAI has issued what it calls its “economic blueprint” for artificial intelligence (AI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....