Banking

Banking
JPMorgan Preparing to Charge FinTechs for Consumer Bank Data
July 13, 2025

JPMorgan has reportedly told FinTechs it will begin charging for access to customer bank info. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Banking
B2B FinTech Qonto Files for French Banking License
July 03, 2025

Qonto, a finance management solution for small and medium-sized businesses (SMBs) and freelancers, has submitted a banking license application with France’s banking supervisor, the ACPR. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Banking
Payment Hubs Rescue Banks From $100 Million Digital Payments Chaos
July 03, 2025

The bar for payment experiences — and consumer expectations — has been raised by FinTechs and digital-first challengers, making frictionless transactions a staple of everyday life. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Banking
Wise Files Application to Create National Trust Bank in US
July 02, 2025

London-headquartered payments firm Wise reportedly filed an application to create a national trust bank in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Banking
Tech Billionaires Launch Erebor Bank to Fill SVB’s Gap
July 02, 2025

Before collapsing in 2023, Silicon Valley Bank catered to startups and the cryptocurrency sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Banking
Cash Gets Its Own Automation System
July 02, 2025

Watch more: Automation Is Reshaping How Retailers Handle Cash Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Banking
Regulatory Uncertainty Leaves Open Banking Payments Market Underserved
July 01, 2025

Open banking is proving to be a work in progress, certainly on the regulatory front in the United States, and in terms of technical issues too.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Banking
OCC Finds Outdated Core Systems Threaten Future of US Regional Banks
July 01, 2025

Across the country, thousands of community and regional banks are facing a seismic challenge: adapt to the demands of a digital-first world or risk obsolescence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Banking
Circle Applies to Establish National Trust Bank to Oversee USDC Reserve
June 30, 2025

Circle Internet Group has applied for a national trust charter, aiming to establish a national trust bank called First National Digital Currency Bank, N.A. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...