Embedded lending is already reshaping how consumers and smaller businesses access credit through its convenience and flexibility. Lenders recognize the transformative potential, but they also recognize implementation challenges that could get in the way. Get the Full Story Complete the form to unlock this article...
A defining trend of the past quarter-century has been digital innovation’s impact in moving business operations from reactive to proactive. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
SMBs can have wildly different experiences accessing credit, PYMNTS Intelligence data reveals. This disparity is especially evident when comparing small businesses of different revenue brackets. SMBs generating more than $1 million in revenue are twice as likely to have access to business credit as those...
Payments innovations impacted small- to medium-sized businesses (SMBs) in 2024. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...
Small business and small farm loans decreased in 2023 as interest rates rose and lending standards tightened, according to three federal banking agencies with responsibilities for the Community Reinvestment Act (CRA). Get the Full Story Complete the form to unlock this article and enjoy unlimited...
No business wants to get paid slower. No one wants to park their financial operations with a larger company. And no one wants to pay more fees for banking and financial products. Get the Full Story Complete the form to unlock this article and enjoy...
Global financial platform Loop launched a corporate credit card solution for Canadian small- to medium-sized businesses (SMBs) that manage cross-border purchasing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
Small business owners in the United States are more optimistic following an almost three-year stretch of uncertainty. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...
As of Dec. 1, one month before the Jan. 1 deadline, about 30% of small businesses reported beneficial ownership information to the Financial Crimes Enforcement Network (FinCEN). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
