Digital Identity

England’s new prime minister has reportedly cancelled his predecessor’s plans for a national digital ID. Andy Burnham confirmed for Techcrunch Tuesday (July 21) that the government would scrap the widely-criticized proposal ...

Given free rein, AI agents can research products, compare prices and fill out forms. They’re thwarted the moment a task requires a login. Until now, the only options have been ...

Watch more: Summer School | IXOPAY | Jill Willard As artificial intelligence agents begin making purchases on behalf of consumers and businesses, payments infrastructure is being asked to solve a problem ...

Google has formed a digital identity partnership with Polish ID-verification startup Authologic. “Google Wallet already lets users store verified identity credentials issued by governments, banks, or Google itself on their phones,” ...

Watch more: The Digital Shift With Entersekt’s Dewald Nolte Firms get what they measure, and for years, payment security technology has been measured by how much fraud it stops. Untold billions of ...

A business deploys an artificial intelligence agent to manage procurement. The agent queries suppliers, compares prices, issues purchase orders, and routes payments. The supplier on the other end has no ...

Watch more: What’s Next in Payments With Entersekt’s Richard Bailey Banks have spent much of the past two years asking whether artificial intelligence should be viewed as an enhancement or a ...

Fraud prevention in B2B payments has long operated on a simple premise: if something went wrong, there would be time to fix it. That is changing. Real-time payments, faster settlement and ...

Two years ago, a shopper researching a new pair of running shoes might have started on Google, clicked through a few retailer websites and eventually checked out on Amazon. Now they ...

Digital identity verification has long been measured primarily by one standard: how effectively it stops fraud. But new data suggests many organizations may be focusing on the wrong side of ...

When a millennial advertising executive spends 30 minutes on a Sunday morning browsing face serums on a beauty website, she expects that once she lands on her final choice, the ...

Artificial intelligence agents can search, compare and prepare purchases on a consumer’s behalf. Completing the transaction is where the infrastructure breaks down. Experian is moving to fix that. In April, the ...

Fraud losses and payment failures are getting harder to recover after settlement and middle market firms are responding by moving verification and identity checks earlier in the customer relationship — ...

Watch more: Need to Know With Visa’s Olaseni Alabede How can the payments landscape enable autonomous transactions without undermining trust, governance and accountability? It’s a question that payment networks and acquirers are ...

Agentic artificial intelligence may soon test the weakest point in a company’s identity system, but PYMNTS Intelligence data suggest the strongest defense may be a wider, better-connected verification network. That is ...

Conventional wisdom has long held that larger enterprises possess natural advantages in cybersecurity and fraud prevention. Bigger budgets, deeper technical teams and greater access to advanced tooling should theoretically produce ...

A collaboration between PYMNTS Intelligence and Trulioo, “Built or Bought: How KYC/KYB Ownership Shapes Risk, Cost and Growth” examines how companies’ choices about identity verification ownership shape fraud risk, operating ...

A fundamental assumption about the internet has broken. Automated traffic now accounts for the majority of online activity, and a growing share of that activity is not malicious but functional. Software ...

The Office of the Comptroller of the Currency highlighted artificial intelligence as both a risk and an opportunity for innovation in its spring 2026 Semiannual Risk Perspective. AI is one of ...

Identity and authentication in financial services are having a moment. The marketplace must move beyond the one moment where a human proves who they are, gains access and proceeds. “Every identity and ...

Watch more: What’s Next in Payments With Trulioo’s Hal Lonas Data has become so widespread across commerce and financial services that its presence alone no longer confers any distinction. What matters ...

PayPal has debuted PayPal Ads ID, which it calls an “advertising identifier” rooted in verified commerce relationships. “The digital advertising industry has long struggled with a foundational identity problem,” the company ...

The internet had native formats for video, audio and files. It did not have one for money. Stablecoins changed that. They represent internet-native dollars that move like MP3s and work ...

A Wednesday (April 22) hearing on sanctions and illicit finance placed the machinery of anti-money laundering (AML) under scrutiny, as lawmakers and Treasury officials examined whether existing frameworks are keeping ...

AI training feedback startup Mercor is reportedly facing legal action following a data breach. The $10 billion company, which has worked with the likes of Meta, has been served with at least seven class-action ...

Watch more: Need to Know With Entersekt’s Schalk Nolte Banks are confronting a difficult reality: the one-time password, once treated as a reliable safeguard, is no longer sufficient to protect accounts ...

Watch more: The Digital Shift With Regula’s Henry Patishman The cybersecurity arms race, true to its name, is turning into a sprint. Malware evolves by the hour, ransomware syndicates operate like multinational ...

India has reportedly abandoned plans to require smartphone makers to include the country’s biometric ID app on their devices. The move came in the face of opposition from companies such as ...

Agent-driven identity threats are becoming a defining challenge for enterprises as they scale revenue and expand across markets, increasing fraud risk and customer friction. “Scale Amplification: How Revenue Amplifies Agent-Driven ...

The credit union industry is backing a proposed update to America’s financial privacy legislation. Lawmakers are considering an update to the Gramm-Leach-Bliley Act (GLBA), which says institutions must protect nonpublic personal information, such ...

For digital commerce and financial services, onboarding represents the first real test of trust between a platform and a customer. The process determines whether identity verification protects the ecosystem, including ...

Identity is fast becoming one of the most valuable assets a business owns. Not brand identity or customer sentiment — but the digital identifiers that make transactions possible: merchant IDs ...

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans. This shift is changing how ...

Know your customer (KYC) and know your business (KYB) remain the first formal barrier between legitimate commerce and organized fraud. Their durability, however, depends on how organizations put them into ...

Tokenization is evolving into a structural layer that allows commerce to proceed without a visible checkout. The shift anchored “The Prompt Economy™ Tracker® Series: Tokens, Trust and Transactions,” a PYMNTS Intelligence ...

Watch more: What’s Next in Payments With Spreedly’s Adam Hiatt The fraud economy has always been adaptive. For every 12-foot wall that a firm stands up, fraudsters have tried to find ...

In the early days of digital banking, identity fraud largely meant stolen credentials: a breached password, a compromised Social Security number or a copied credit card. But digital banking is no ...

Watch more: What’s Next in Payments With Visa’s James Mirfin There’s an innovation race growing over digital identity. On one hand are banks and merchants that have traditionally been reliant on ...

Watch more: What’s Next in Payments With Paysafe’s Richard Swales Aided by technology, fraudsters attempt to mimic legitimate users in ways that traditional authentication tools were never designed to detect. As generative ...

The most important moment in a B2B relationship doesn’t always happen in a sales call or a product demo, or even when the payment clears. It can happen a few ...

World and Coinbase collaborated to introduce a solution for the agentic web that provides proof that agents have a human behind them. The AgentKit beta is a developer toolkit that allows ...

Watch more: What’s Next in Payments With FIS’ Christine Hurtubise Artificial intelligence is altering the mechanics of digital identity, forcing financial institutions to reconsider long-standing assumptions about how a customer proves ...

Watch more: What’s Next in Payments With Trulioo’s Zac Cohen Artificial intelligence is rendering traditional digital identity verification toothless. The next wave of AI-powered cyberattacks are already here, and they’re arriving with ...

A Utah bill that was passed by the state Legislature and now awaits the governor’s signature would create a voluntary digital identity program. This program would enable the state’s adult residents ...

Watch more: What’s Next in Payments With Veriff’s Hubert Behaghel The surge in artificial intelligence-powered fraud has placed identity verification in the spotlight. Tools capable of generating photorealistic faces, synthetic voices and ...