Real-Time Readiness: Bridging Gaps in FIs’ Instant Payments Adoption

Real-Time Readiness: Bridging Gaps in FIs’ Instant Payments Adoption

Why aren’t instant payments ubiquitous? We asked 400 executives at financial institutions. The takeaway: Smaller FIs aren’t as connected as larger FIs — yet. Our latest “Real-Time Readiness” report, a collaboration with The Clearing House, explores the rapidly evolving instant payments ecosystem.

Inside the January Study
  • 80%: Share of FIs that enable enterprise companies to send instant payments.
  • 52%: Share of FIs offering instant payments cite customers’ ability to send bill payments as a use case driving their interest in instant payments innovation.
  • 92%: Share of large FIs connected to instant payments networks

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