alternative lending

UK’s FCA Proposes New Protections for BNPL Borrowers

UK’s FCA Proposes New Protections for BNPL Borrowers
UK’s FCA Proposes New Protections for BNPL Borrowers
July 18, 2025  |  Buy Now Pay Later

The United Kingdom’s Financial Conduct Authority proposed new protections for buy now, pay later borrowers that would take effect when BNPL comes under the regulator’s...

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Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025  |  Alternative Credit

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...

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Nonbank Lenders Pose Risks to Traditional Banks as Private Credit Surges
Nonbank Lenders Pose Risks to Traditional Banks as Private Credit Surges
June 18, 2024  |  Banking

Coming into 2024, PYMNTS spotlighted the appeal of private credit, also known as private debt, issued to corporates, and which offered up, and still offers,...

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APAC Middle-Market Leaders Embrace External Financing for Growth
APAC Middle-Market Leaders Embrace External Financing for Growth
May 14, 2024  |  Loans

We are in the midst of a working capital revolution — one that is increasingly driven by innovation and made more necessary by the macroeconomic backdrop, particularly for those middle-market firms...

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How Alternative Solutions Are Challenging Traditional Credit Models for SMBs
How Alternative Solutions Are Challenging Traditional Credit Models for SMBs
May 08, 2024  |  SMBs

A record-breaking number of new business applications were filed in the United States last year; 5.5 million, to be exact. Get the Full Story Complete the form to unlock...

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Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
May 07, 2024  |  Alternative Credit

Embedded lending may gain new consideration at the point of sale as cash-strapped consumers grapple with the pain of emergency expenses. Get the Full Story...

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