alternative lending

Nonbank Lenders Pose Risks to Traditional Banks as Private Credit Surges
Nonbank Lenders Pose Risks to Traditional Banks as Private Credit Surges
June 18, 2024  |  Banking

Coming into 2024, PYMNTS spotlighted the appeal of private credit, also known as private debt, issued to corporates, and which offered up, and still offers,...

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B2B Companies Embrace Invoice Financing to Drive Business Continuity
B2B Companies Embrace Invoice Financing to Drive Business Continuity
May 30, 2024  |  B2B Payments

As businesses evolve, so too do the ways in which they pay and get paid. After all, cash flow is the lifeblood of any business....

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APAC Middle-Market Leaders Embrace External Financing for Growth
APAC Middle-Market Leaders Embrace External Financing for Growth
May 14, 2024  |  Loans

We are in the midst of a working capital revolution — one that is increasingly driven by innovation and made more necessary by the macroeconomic backdrop, particularly for those middle-market firms...

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Consumers Invest 88% More on Education When Using Embedded Lending
Consumers Invest 88% More on Education When Using Embedded Lending
May 09, 2024  |  Consumer Insights

Embedded lending is a credit option that many merchants and financial institutions deliver to their customers to reduce friction and streamline purchasing. As consumers go through checkout...

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How Alternative Solutions Are Challenging Traditional Credit Models for SMBs
How Alternative Solutions Are Challenging Traditional Credit Models for SMBs
May 08, 2024  |  SMBs

A record-breaking number of new business applications were filed in the United States last year; 5.5 million, to be exact. While that’s a great sign for American entrepreneurship, the surge in...

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Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
May 07, 2024  |  Alternative Credit

Embedded lending may gain new consideration at the point of sale as cash-strapped consumers grapple with the pain of emergency expenses. And it may help...

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Small Business, Banks Embrace Credit Alternatives
Small Business, Banks Embrace Credit Alternatives
March 21, 2024  |  Loans

Banks — the stalwarts of traditional lending — are finding new channels and conduits to getting capital to borrowers, across alternative channels, and with FinTech...

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Who Would Invest in DeFi When T-Bill Yields Are Higher?
Who Would Invest in DeFi When T-Bill Yields Are Higher?
September 13, 2022  |  Cryptocurrency

It’s hard to come up with an investment riskier than crypto lending, which offered ridiculous returns of up to and even over 20% APY to...

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UK Sees Surge in Pawnbroking as Inflation Continues to Rise
UK Sees Surge in Pawnbroking as Inflation Continues to Rise
July 31, 2022  |  Loans

Higher living costs have created more demand from borrowers looking for small loans, leading a number of individuals in the United Kingdom to explore the...

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