alternative lending

Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses

Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
May 07, 2024  |  Alternative Credit

Embedded lending may gain new consideration at the point of sale as cash-strapped consumers grapple with the pain of emergency expenses. Get the Full Story...

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Small Business, Banks Embrace Credit Alternatives
Small Business, Banks Embrace Credit Alternatives
March 21, 2024  |  Loans

Banks — the stalwarts of traditional lending — are finding new channels and conduits to getting capital to borrowers, across alternative channels, and with FinTech...

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Who Would Invest in DeFi When T-Bill Yields Are Higher?
Who Would Invest in DeFi When T-Bill Yields Are Higher?
September 13, 2022  |  Cryptocurrency

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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UK Sees Surge in Pawnbroking as Inflation Continues to Rise
UK Sees Surge in Pawnbroking as Inflation Continues to Rise
July 31, 2022  |  Loans

Higher living costs have created more demand from borrowers looking for small loans, leading a number of individuals in the United Kingdom to explore the...

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Masa Finance Founder Believes Crypto Credit Scores Are DeFi’s Great Equalizer
Masa Finance Founder Believes Crypto Credit Scores Are DeFi’s Great Equalizer
July 11, 2022  |  Cryptocurrency

If you took the collateral out of decentralized lending, you’d have something not only potentially useful, but scalable into the real economy. Get the Full...

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Community Loans Plug Funding Hole for Africa’s Mobile Money Agents
Community Loans Plug Funding Hole for Africa’s Mobile Money Agents
July 11, 2022  |  Financial Inclusion

Whether it’s offering bill payments, airtime recharge, funds transfer or remittance services to customers, mobile money agents play a pivotal role in providing access to...

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Interest Rate Hikes Boost Demand for On-Demand Pay
Interest Rate Hikes Boost Demand for On-Demand Pay
June 28, 2022  |  Financial Inclusion

The on-demand economy is growing, and it’s no longer limited to mobility, food and entertainment services like Uber, DoorDash and Netflix. Get the Full Story...

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UK Expands Interest-Free Emergency Loans to Needy
UK Expands Interest-Free Emergency Loans to Needy
June 19, 2022  |  Loans

The U.K. No Interest Loans Scheme (Nils), backed by the treasury, will now be expanded to reach up to 20,000 people, a report says. Get...

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