authentication

Authentication is the act of proving an assertion, such as the identity of a computer system user. In contrast with identification, the act of indicating a person or thing's identity, authentication is the process of verifying that identity.

Source: en.wikipedia.org

Data Point: Nearly 25% of Consumers Verifying Digital Account Access Via Multiple Devices
Data Point: Nearly 25% of Consumers Verifying Digital Account Access Via Multiple Devices
April 18, 2022  |  Digital Banking

How we access banking services is undergoing seismic change, with PYMNTS research finding that nearly 70% of bank account holders use online accounts, and almost...

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Multistep Validation Helps Buyers Slam the Gate on B2B Payments Fraud
Multistep Validation Helps Buyers Slam the Gate on B2B Payments Fraud
April 18, 2022  |  B2B Payments

The fraudsters just keep getting more brazen. Data shows that the average online storefront experienced 344 fraud attempts in 2020, up 24% from the prior...

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FIs Now Judged by Ease of Digital, Cross-Device Account Access
FIs Now Judged by Ease of Digital, Cross-Device Account Access
April 07, 2022  |  Authentication

Digital financial services accounts have become a crucial part of the day-to-day banking infrastructure. The ability to view accounts anywhere, anytime is more than just...

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19% of Merchants Rely on Multiple Verification Methods to Vet New Business Partners 
19% of Merchants Rely on Multiple Verification Methods to Vet New Business Partners 
April 01, 2022  |  B2B Payments

Businesses rely on a variety of methods for partner validation. In fact, when 150 executives were asked which of 12 verification methods was most important,...

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PYMNTS Intelligence: How Robust Identity Authentication Can Help FinTechs Meet Growing Cybersecurity Challenges
PYMNTS Intelligence: How Robust Identity Authentication Can Help FinTechs Meet Growing Cybersecurity Challenges
March 29, 2022  |  Authentication

Today’s consumers are tapping nontraditional banking and payment solutions more often, turning to neobanks or alternative payment solutions such as mobile wallets to conduct many...

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Why Identity Verification and Fraud Protection Are Key to Alternative Payments’ Growth
Why Identity Verification and Fraud Protection Are Key to Alternative Payments’ Growth
March 28, 2022  |  Authentication

Buy now, pay later (BNPL) options are becoming increasingly attractive to consumers, but that growing popularity is also making them a more enticing target for...

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PYMNTS Intelligence: How Digital Identity Can Reduce Money Laundering and Improve AML Compliance
PYMNTS Intelligence: How Digital Identity Can Reduce Money Laundering and Improve AML Compliance
March 25, 2022  |  Authentication

Money laundering is a perpetual challenge for banks, payments providers and the oversight agencies assigned to monitor them. Experts estimate that up to 5% of...

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BNPL and Other Alternative Payments Need Stronger Authentication
BNPL and Other Alternative Payments Need Stronger Authentication
March 25, 2022  |  Authentication

Consumers’ banking and payment preferences have swiftly become digital-first, with mobile apps and eCommerce channels quickly replacing in-person branches or retail stores for many customers....

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OneAZ Credit Union on Leveraging Digital Identity to Ensure AML Compliance
OneAZ Credit Union on Leveraging Digital Identity to Ensure AML Compliance
March 24, 2022  |  Authentication

FIs with insufficient digital identity protocols risk being hit with a one-two punch from debilitating money laundering schemes as well as stiff government agency penalties...

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