banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Cross-Border Market Share Will Depend on Instant Decisions

Cross-Border Market Share Will Depend on Instant Decisions
Cross-Border Market Share Will Depend on Instant Decisions
January 29, 2025  |  Payments Innovation

Cross-border payments had, for decades, been done by wire — where it had taken days to settle an international fund flow. Get the Full Story...

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Report: FDIC and OCC Rescind Job Offers Amid Hiring Freeze
Report: FDIC and OCC Rescind Job Offers Amid Hiring Freeze
January 28, 2025  |  Bank Regulation

Two banking regulators — the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency — are reportedly complying with a federal...

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Synchrony Looks to Best Rate Cut Environment With Innovation Mix
Synchrony Looks to Best Rate Cut Environment With Innovation Mix
January 28, 2025  |  Earnings

The consumer financing landscape is a dynamic one, where both strategy and execution are the key guardrails of success for financial service businesses. Get the...

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Bank Account Intelligence: The New Frontier in Credit Decisioning
Bank Account Intelligence: The New Frontier in Credit Decisioning
January 28, 2025  |  Authentication

A bank account represents a direct connection to a business or consumer’s daily financial life. Get the Full Story Complete the form to unlock this...

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US Bank Focuses on ‘Totality of the Customer’
US Bank Focuses on ‘Totality of the Customer’
January 28, 2025  |  Opinion

Understanding customers and providing them with personalized banking solutions is key, U.S. Bank SVP and Chief Product Officer Rob Seidman writes in a new PYMNTS...

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Proposed Bank Charter Processes and Bureaucracy Draw Criticism
Proposed Bank Charter Processes and Bureaucracy Draw Criticism
January 27, 2025  |  Bank Regulation

FinTechs are being effectively shut out of the process through which they can become players and introduce innovation within the traditional banking system — and...

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Wells Fargo and Derivative Path Partner on FX Payment Services
Wells Fargo and Derivative Path Partner on FX Payment Services
January 27, 2025  |  Partnerships

Derivative Path and Wells Fargo have partnered to help regional and community banks provide foreign exchange (FX) payment services. Get the Full Story Complete the...

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Financial Services Lawyers Call for Simpler Path to Bank Charters
Financial Services Lawyers Call for Simpler Path to Bank Charters
January 27, 2025  |  Bank Regulation

A faster, simpler path to obtaining bank charters would foster innovative financial services, keep this activity within the regulatory perimeter and enhance competition, Klaros Group...

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