banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Affirm Applies to Establish Industrial Loan Charter

Affirm Applies to Establish Industrial Loan Charter
Affirm Applies to Establish Industrial Loan Charter
January 23, 2026  |  Banking

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock...

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Capital One Plans to Acquire Expense Management Platform Brex for $5.15 Billion 
Capital One Plans to Acquire Expense Management Platform Brex for $5.15 Billion 
January 22, 2026  |  Acquisitions

Capital One plans to acquire expense management platform Brex for $5.15 billion.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

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Davos Weighs Private Credit’s Growth Against Rising Scrutiny
Davos Weighs Private Credit’s Growth Against Rising Scrutiny
January 22, 2026  |  Investments

From a current level of about $2 trillion,  assets in the private credit sector are projected to reach roughly $30 trillion by the end of...

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BofA CEO Warns 10% Credit Card Cap Will Curb Spending
BofA CEO Warns 10% Credit Card Cap Will Curb Spending
January 22, 2026  |  Credit Cards

Bank of America’s Brian Moynihan is the latest CEO questioning a proposed 10% credit card interest rate cap. Get the Full Story Complete the form...

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Regions and Worldpay Team to Help Businesses Manage Cash Flow
Regions and Worldpay Team to Help Businesses Manage Cash Flow
January 21, 2026  |  Partnerships

Regions Bank has launched a partnership with payments technology company Worldpay. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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Davos Signals a Disciplined Era for AI in Banking and FinTech
Davos Signals a Disciplined Era for AI in Banking and FinTech
January 20, 2026  |  Banking

At the World Economic Forum in Davos, global banking chiefs, FinTech leaders and regulators converged on a shared reality: AI is reshaping finance faster than...

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U.S. Bancorp Says Payments Transformation Key to Q4 Earnings
U.S. Bancorp Says Payments Transformation Key to Q4 Earnings
January 20, 2026  |  Earnings

U.S. Bancorp said Tuesday (Jan. 20) that its payments transformation contributed to its achievement of record net revenue of about $7.4 billion during the fourth...

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