banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Finastra and i2c Launch Payment Issuance Partnership for Banks and CUs
Finastra and i2c Launch Payment Issuance Partnership for Banks and CUs
March 05, 2025  |  Partnerships

Financial services software provider Finastra has launched a collaboration with banking/payment solutions firm i2c. The partnership, announced Wednesday (March 5), is aimed at bringing payment...

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Bank of England Weighs New Capital Thresholds for Smaller Lenders
Bank of England Weighs New Capital Thresholds for Smaller Lenders
March 05, 2025  |  Bank Regulation

The Bank of England is weighing an increase to its retail deposits leverage ratio threshold. Such a move, the central bank’s Prudential Regulation Authority (PRA) said Wednesday (March 5),...

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FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
March 05, 2025  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC), like other regulatory agencies, is rapidly being reshaped. The very structure of the agency may be drastically altered. A...

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Behavioral Analytics Inject ‘Smart Friction’ Into Battle Against Scams and Payments Fraud
Behavioral Analytics Inject ‘Smart Friction’ Into Battle Against Scams and Payments Fraud
March 05, 2025  |  Fraud Prevention

Scams against banks and their customers have exploded. Fraudsters pull at human nature in a bid to gain access to accounts and drain them —...

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32% of SMBs Favor Community Banks Over National Banks
32% of SMBs Favor Community Banks Over National Banks
March 05, 2025  |  Banking

With 16% of small and mid-sized businesses (SMBs) considering switching banks, many are turning to community banks and credit unions (CUs) for their personalized service...

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Evolve to Disburse More Funds Tied to Synapse Bankruptcy
Evolve to Disburse More Funds Tied to Synapse Bankruptcy
March 04, 2025  |  Bank Regulation

Evolve Bank & Trust said Tuesday (March 4) that it is set to return some funds to end users impacted by the Synapse bankruptcy but...

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British Lenders Borrow $12.7 Billion From Country’s Central Bank
British Lenders Borrow $12.7 Billion From Country’s Central Bank
March 04, 2025  |  Banking

Borrowing by U.K. banks from a certain Bank of England facility is reportedly at the highest level since the pandemic. As Bloomberg News reported Tuesday...

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Societe Generale’s Digital Banking Expected to Bolster Overall Business
Societe Generale’s Digital Banking Expected to Bolster Overall Business
March 04, 2025  |  Banking

Analysts expect Societe Generale’s digital retail unit to boost business as a whole. That’s according to a report Tuesday (March 4) by Bloomberg News, citing a note from...

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FDIC Wants to Lessen Scrutiny Into Banking Mega-Mergers
FDIC Wants to Lessen Scrutiny Into Banking Mega-Mergers
March 04, 2025  |  Bank Regulation

The FDIC wants to roll back a policy that had increased oversight into large bank mergers. The proposal unveiled by the Federal Deposit Insurance Corp....

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