banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

Citi Says P2P Payments Are Direct Deposits to Avoid Fees

Citi Says P2P Payments Are Direct Deposits to Avoid Fees
Citi Says P2P Payments Are Direct Deposits to Avoid Fees
July 18, 2022  |  Payment Methods

Citi is now accepting peer-to-peer (P2P) payments as direct deposits that qualify for checking account monthly service fee waivers, according to a Monday (July 18)...

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UK FinTech Starling Scuttles EU Banking License
UK FinTech Starling Scuttles EU Banking License
July 18, 2022  |  Banking

Starling Bank, the U.K.-based digital bank, has curtailed its international expansion plans, halting its attempt to win a banking license in Europe. Get the Full...

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66% of Credit Union Members Want More Payment Capabilities
66% of Credit Union Members Want More Payment Capabilities
July 18, 2022  |  Credit Unions

As the digital shift continues and gains momentum, more consumers will inevitably demand that their trusted financial services provider delivers more digital products and services. ...

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Paycheck-to-Paycheck Consumers Drive Bundled Banking, Connected Economy
Paycheck-to-Paycheck Consumers Drive Bundled Banking, Connected Economy
July 18, 2022  |  Banking

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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PagoNxt CEO: Blurring of Bank, FinTech Lines Will Drive EU Payments Growth
PagoNxt CEO: Blurring of Bank, FinTech Lines Will Drive EU Payments Growth
July 18, 2022  |  B2B Payments

If there was ever a time traditional banks have felt the intense pressure to abandon legacy infrastructure and embrace digital innovation, it has been in...

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Loan Loss Reserves Creep Up at Cautious Wells and Citi
Loan Loss Reserves Creep Up at Cautious Wells and Citi
July 15, 2022  |  Banking

The banks see strength — in consumer spending, debit, credit and in a recession that may prove short-lived. Get the Full Story Complete the form...

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Big Banks Face Big Fines Over Messaging Apps
Big Banks Face Big Fines Over Messaging Apps
July 15, 2022  |  Bank Regulation

Five of America’s biggest investment banks are preparing to pay a combined $1 billion in fines for letting their workers use unauthorized messaging apps. Get...

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Cashfree Report: Savings Account APIs to Transform India Retail Banking
Cashfree Report: Savings Account APIs to Transform India Retail Banking
July 15, 2022  |  API

Application programming interfaces (APIs) will decentralize banking and change the way savings accounts are opened, accessed and managed, enabling digital-only banking and financial services for...

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