banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

EBA Warns About Non-Bank Lenders, Recommends Regulatory Changes 

EBA Warns About Non-Bank Lenders, Recommends Regulatory Changes 
EBA Warns About Non-Bank Lenders, Recommends Regulatory Changes 
May 12, 2022  |  Bank Regulation

The European Banking Authority (EBA) has warned that the largely unharmonized regulatory regimes across Europe regarding non-bank lending may create challenges for stakeholders, including regulators,...

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PYMNTS Intelligence: Overcoming Barriers to Digital Payments Adoption in Central America and the Caribbean
PYMNTS Intelligence: Overcoming Barriers to Digital Payments Adoption in Central America and the Caribbean
May 12, 2022  |  Latin America

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Customers Want FIs That Deliver In-Branch and Online Hybrid Financial Solutions
Customers Want FIs That Deliver In-Branch and Online Hybrid Financial Solutions
May 12, 2022  |  Banking

Consumers consistently prefer financial institutions (FIs) that offer a wide menu of digital solutions to deliver the frictionless payment experiences they expect, but a healthy...

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Credit Union Service Organization PSCU Acquires Juniper Payments
Credit Union Service Organization PSCU Acquires Juniper Payments
May 11, 2022  |  Partnerships

PSCU, a payments credit union service organization (CUSO), announced Wednesday (May 11) that it has completed its purchase of Juniper Payments. Get the Full Story...

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CFOs: Lack of In-House Expertise Hinders Attempts to Digitize
CFOs: Lack of In-House Expertise Hinders Attempts to Digitize
May 11, 2022  |  B2B Payments

Many companies continue to depend on legacy business-to-business (B2B) payments infrastructure that adds untenable costs and frictions to the process.  Get the Full Story Complete...

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EVVA on FinTechs’ Commitment to Overcoming Central America’s Cash-Centric Culture
EVVA on FinTechs’ Commitment to Overcoming Central America’s Cash-Centric Culture
May 11, 2022  |  Latin America

Financial institutions (FIs) and FinTechs anxious to usher Central American and Caribbean countries into the global digital payments stage face cultural, historical and regulatory hurdles...

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Yapily Buys finAPI to Boost Share of European Open Banking Market
Yapily Buys finAPI to Boost Share of European Open Banking Market
May 10, 2022  |  Partnerships

London open banking API startup Yapily has signed an acquisition deal with German private credit bureau SCHUFA to purchase its 75% stake in open banking API firm finAPI, to create...

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CFPB’s Opinion on Fair Lending Rules Could Extend to AI
CFPB’s Opinion on Fair Lending Rules Could Extend to AI
May 10, 2022  |  CFPB

The Consumer Financial Protection Bureau (CFPB) has published an advisory opinion to affirm that banks and other lenders need to follow fair lending laws when...

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