Banks

Banking, Credit Cards, Home Loans & Auto Loans. Personal. Small Business. Wealth Management is just some of the main things a Bank will offer in terms of services.

Credit With Training Wheels: Secured Credit Cards and the Credit-Wary Consumer
Credit With Training Wheels: Secured Credit Cards and the Credit-Wary Consumer
November 04, 2024  |  Credit Cards

Financial institutions can convert credit card outsiders to become holders of secured credit cards by encouraging them to think long term. While some of these...

READ MORE >
Lawmakers Lobby for One-Size-Fits-All Regulations for Banks and FinTechs
Lawmakers Lobby for One-Size-Fits-All Regulations for Banks and FinTechs
November 01, 2024  |  Regulation

Among the central debates of regulation, what we might term even the jurisdiction of the regulators — no matter the industry — might boil down...

READ MORE >
Barclays UK Completes Previously Announced Acquisition of Tesco Bank
Barclays UK Completes Previously Announced Acquisition of Tesco Bank
November 01, 2024  |  Acquisitions

Barclays UK has completed its previously announced acquisition of the retail banking business of Tesco Personal Finance (Tesco Bank). Together with the completion of the...

READ MORE >
Capital One Discloses CFPB Investigation of New High-Interest Savings Accounts
Capital One Discloses CFPB Investigation of New High-Interest Savings Accounts
November 01, 2024  |  Bank Regulation

Capital One disclosed Thursday (Oct. 31) that it could face an enforcement action by the Consumer Financial Protection Bureau (CFPB) regarding its introduction of a...

READ MORE >
House Republicans Blast ‘Undue Scrutiny’ of Bank-FinTech Partnerships
House Republicans Blast ‘Undue Scrutiny’ of Bank-FinTech Partnerships
October 31, 2024  |  Bank Regulation

House Republicans are warning against what they argue is regulatory overreach in bank-FinTech partnerships. The lawmakers — all members of the House Financial Services Committee...

READ MORE >
Panel: Turning Payments Into Deposits Fuels the Next Era of Embedded Banking
Panel: Turning Payments Into Deposits Fuels the Next Era of Embedded Banking
October 31, 2024  |  Payments Innovation

Call it one more unpredictable turn in an unpredictable year. As the convergence of financial technology gets closer to consumers and businesses, the focus on...

READ MORE >
Pinwheel and Candescent Launch Direct Deposit Switching Partnership
Pinwheel and Candescent Launch Direct Deposit Switching Partnership
October 30, 2024  |  Partnerships

FinTech Pinwheel teamed with account opening solutions firm Candescent, formerly Terafina. The partnership brings Pinwheel’s direct deposit switching solution to Candescent’s bank and credit union...

READ MORE >
BPI: FDIC Bank Merger Rules Will Have ‘Chilling Effect’
BPI: FDIC Bank Merger Rules Will Have ‘Chilling Effect’
October 29, 2024  |  Regulation

The Federal Deposit Insurance Corp.’s finalized Statement of Policy on Bank Merger Transactions will have a “chilling effect” on bank mergers and other strategic decisions...

READ MORE >
Crater Launches AR/AP Solutions for Financial Institutions and B2B Platforms
Crater Launches AR/AP Solutions for Financial Institutions and B2B Platforms
October 29, 2024  |  B2B Payments

Crater launched artificial intelligence-powered accounts receivable (AR) and accounts payable (AP) solutions for banks, credit unions and B2B platforms. With these solutions, customers can offer...

READ MORE >