CFPB

CFPB’s Small Business Lending Rules Headed for More Scrutiny on Capitol Hill 
CFPB’s Small Business Lending Rules Headed for More Scrutiny on Capitol Hill 
May 15, 2023  |  Regulation

Small business lending’s new data-driven approach may be headed for more scrutiny on Capitol Hill. To that end, Rep. Maxine Waters (California), the top Democrat...

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CFPB Head Says Large Banks Should Pay for Insuring ‘Uninsured’ Depositors
CFPB Head Says Large Banks Should Pay for Insuring ‘Uninsured’ Depositors
May 11, 2023  |  Banking

The head of the Consumer Financial Protection Bureau (CFPB) says big banks should pay for insuring “uninsured” depositors. CFPB Director Rohit Chopra, who is a member of the Federal...

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Financial Health and Physical Health Converge as Medical Costs Soar
Financial Health and Physical Health Converge as Medical Costs Soar
May 11, 2023  |  Healthcare

In the post-pandemic era, financial health is closely intertwined with physical health. The pressures of paying for healthcare, as deductibles and out-of-pocket expenses increase, are...

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CFPB Warns Banks Against Reopening Closed Accounts, Charging Fees
CFPB Warns Banks Against Reopening Closed Accounts, Charging Fees
May 10, 2023  |  CFPB

The CFPB is warning banks against reopening closed customer accounts to drive fees. In a circular published Wednesday (May 10), the Consumer Financial Protection Bureau...

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CFPB’s Medical Credit Card Report Underscores Greenfield Opportunity for Healthcare Financing  
CFPB’s Medical Credit Card Report Underscores Greenfield Opportunity for Healthcare Financing  
May 05, 2023  |  Healthcare

The high cost of health care is leading many consumers to take on high-cost debt. Recent data from the Consumer Financial Protection Bureau (CFPB) underscores...

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US Regulators Say AI-Powered Decisions Must Follow the Law
US Regulators Say AI-Powered Decisions Must Follow the Law
April 25, 2023  |  artificial intelligence

Decisions made for companies by artificial intelligence (AI) still have to adhere to the law. So said four federal agencies in a joint statement released...

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CFPB Data Breach Exposes Data of 250,000 Consumers and 45 Banks
CFPB Data Breach Exposes Data of 250,000 Consumers and 45 Banks
April 19, 2023  |  CFPB

The Consumer Financial Protection Bureau (CFPB) has told lawmakers that it suffered a data breach. A CFPB employee, who no longer works there, forwarded to...

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Repo Companies Predict Boom as Consumers Miss Car Payments
Repo Companies Predict Boom as Consumers Miss Car Payments
April 19, 2023  |  Economy

Repossession companies are reportedly preparing for a boom period as consumers struggle to pay bills. “As the economy curves down, our industry curves up,” says...

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Battle Over Junk and Late Fees Could Hit Bank Profits and Consumer Services
Battle Over Junk and Late Fees Could Hit Bank Profits and Consumer Services
April 17, 2023  |  Regulation

Where regulation goes — sometimes, at least — unintended consequences might follow. The regulatory and legislative scrutiny of, and battle over, what are being commonly...

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