consumer credit

FTC Announces Proposed Settlements With Financial Education Services
FTC Announces Proposed Settlements With Financial Education Services
August 05, 2024  |  Legal

The Federal Trade Commission (FTC) has announced proposed settlements in a case involving the owners and operators of credit repair operation Financial Education Services (FES). The proposed...

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Exclusive: Synchrony Expands ‘Second Look’ Partnership With Atlanticus
Exclusive: Synchrony Expands ‘Second Look’ Partnership With Atlanticus
June 26, 2024  |  Consumer Finance

Synchrony Financial and Atlanticus Holdings announced an expansion of their existing partnership Wednesday (June 26) creating a new multiyear agreement that aims to broaden financing...

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LendingClub’s Structured Certificates Program Surpasses $3 Billion in Loans Sold
LendingClub’s Structured Certificates Program Surpasses $3 Billion in Loans Sold
June 17, 2024  |  Consumer Finance

LendingClub has sold more than $3 billion in loans through its Structured LendingClub Loan Certificate program since the launch of that program in April 2023....

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38% of Consumers Earning Over $100K Carry Co-Branded Credit Cards
38% of Consumers Earning Over $100K Carry Co-Branded Credit Cards
May 13, 2024  |  Credit Cards

PYMNTS Intelligence finds that 2.5 times as many consumers possess a general-use credit card than own a co-branded credit or store card.  Yet, because 27%...

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CFPB Official Urges Consumers to Consider Small Credit Card Issuers
CFPB Official Urges Consumers to Consider Small Credit Card Issuers
May 08, 2024  |  Credit Cards

Consumers should proceed with caution when selecting their next credit card, according to a recent blog post from the Consumer Financial Protection Bureau (CFPB). In the...

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79% of US Consumers Are Highly Satisfied With BNPL 
79% of US Consumers Are Highly Satisfied With BNPL 
April 25, 2024  |  Buy Now Pay Later

Split-payment or installment plans such as buy now, pay later (BNPL) enable consumers to shop more strategically, buying items one day and paying for them...

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Enova Reports Record Lending Volume Driven by Jobs, Consumer Spending
Enova Reports Record Lending Volume Driven by Jobs, Consumer Spending
April 23, 2024  |  Earnings

Online lender Enova International reported growing lending volume and solid credit performance for the first quarter. During the quarter ended March 31, Enova’s combined loans and finance...

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Earnings Season and FICO Data Point to ‘Strong’ Consumer Credit Profiles
Earnings Season and FICO Data Point to ‘Strong’ Consumer Credit Profiles
April 16, 2024  |  Consumer Finance

Earnings season, so far — and chiefly through the big banks — is pointing to some strength in consumer credit. And that strength has been...

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IDIQ Debuts CreditBuilderIQ as Consumers Feel Pinched
IDIQ Debuts CreditBuilderIQ as Consumers Feel Pinched
April 16, 2024  |  Personal Finance

Financial intelligence company IDIQ has launched a platform that aims to help consumers build their credit scores. CreditBuilderIQ, announced Tuesday (April 16), joins the company’s suite of...

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