consumer finance

Sen. Warren Pushes Bank Regulators to Enforce Trump’s Rate Cap

Sen. Warren Pushes Bank Regulators to Enforce Trump’s Rate Cap
Sen. Warren Pushes Bank Regulators to Enforce Trump’s Rate Cap
April 28, 2026  |  Bank Regulation

Sen. Elizabeth Warren, D-Mass., wrote a letter to bank regulators asking if they plan to enforce a temporary 10% cap on credit card interest rates that...

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Affirm: Agentic Credit Rewrites the Rules of Consumer Lending
Affirm: Agentic Credit Rewrites the Rules of Consumer Lending
April 27, 2026  |  Consumer Finance

Watch more: What’s Next in Payments With Affirm’s Libor Michalek Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Why Community Bank Accounts Must Pass the ‘Everyday Test’
Why Community Bank Accounts Must Pass the ‘Everyday Test’
April 21, 2026  |  Banking

There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s...

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90% of Millennials Feel Pressure at the Grocery Store
90% of Millennials Feel Pressure at the Grocery Store
April 16, 2026  |  Consumer Insights

Millennials are learning to manage a pileup of costs all at once, and PYMNTS Intelligence data suggests that balancing act is becoming harder even during...

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Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
April 15, 2026  |  Consumer Insights

A flat tire, a broken appliance or an urgent dental bill may look like a routine household problem. But for a growing share of Americans,...

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Wage Divide Widens as Many Delay Medical Care to Cover Essentials
Wage Divide Widens as Many Delay Medical Care to Cover Essentials
April 07, 2026  |  Consumer Finance

The dividing line in today’s consumer economy is no longer employment itself. It is how workers experience liquidity. Get the Full Story Complete the form...

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Gig Work Is Making Tax Refunds Harder to Get
Gig Work Is Making Tax Refunds Harder to Get
March 25, 2026  |  Taxes

As the 2026 tax season unfolds, a sobering reality has emerged for the nearly 70% of Americans living paycheck to paycheck. While many U.S. consumers...

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Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
March 16, 2026  |  Economy

The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank...

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