consumer finance

FIs Rethink Credit Card Program Design as Consumers Rethink How They Use Them

FIs Rethink Credit Card Program Design as Consumers Rethink How They Use Them
FIs Rethink Credit Card Program Design as Consumers Rethink How They Use Them
December 28, 2021  |  Credit Cards

The pandemic fundamentally changed how consumers use credit cards and the long-term profits financial institutions generate from those cardholders. Get the Full Story Complete the...

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Why Some People’s Credit Scores Spiked During COVID
Why Some People’s Credit Scores Spiked During COVID
December 16, 2021  |  Consumer Finance

The early months of the pandemic saw businesses close their doors, putting millions of people out of work. At the same time, there was a...

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Klarna, GoCardless A2A Pact Spotlights BNPL’s Continued Traction Over Bank Rails  
Klarna, GoCardless A2A Pact Spotlights BNPL’s Continued Traction Over Bank Rails  
December 14, 2021  |  BNPL

For the continued uptake of buy now, pay later (BNPL), for debit, too, it’s the rails that will make the difference. Get the Full Story...

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With Inflation on the Rise, Paycheck-to-Paycheck Consumers See Loans as Financial Lifeline
With Inflation on the Rise, Paycheck-to-Paycheck Consumers See Loans as Financial Lifeline
December 08, 2021  |  Consumer Finance

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Inflation, Disappearing Stimulus Payments Push Paycheck to Paycheck Consumer Ranks Higher
Inflation, Disappearing Stimulus Payments Push Paycheck to Paycheck Consumer Ranks Higher
November 18, 2021  |  Consumer Payments

The holidays are upon us and beyond the festive urge to spend, some troubling signs point to the fact that if we keep charging the...

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New Data: Uptick in Paycheck-to-Paycheck Living Pegged Mostly to Financial Fears
New Data: Uptick in Paycheck-to-Paycheck Living Pegged Mostly to Financial Fears
November 09, 2021  |  Consumer Payments

PYMNTS’ research in 2021 has illuminated the surprising extent of paycheck-to-paycheck living in the U.S. — even among those with high incomes. After a brief...

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NEW DATA: Cash Strapped Consumers Want Mass Payments Via Digital Wallets and Will Pay For Choice
NEW DATA: Cash Strapped Consumers Want Mass Payments Via Digital Wallets and Will Pay For...
October 18, 2021  |  Consumer Finance

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Visa: Buy Now Pay Later and Revolving Credit Co-Exist as Consumers, Merchants Play With New Credit Models
Visa: Buy Now Pay Later and Revolving Credit Co-Exist as Consumers, Merchants Play With New...
October 13, 2021  |  BNPL

When Visa Installments was launched in Australia last week with ANZ bank and Quest Payment Systems, it was seen as a sign that large global...

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