consumer finances

Credit Lines Become the New Household Liquidity Buffer

Credit Lines Become the New Household Liquidity Buffer
Credit Lines Become the New Household Liquidity Buffer
July 21, 2026  |  Consumer Finance

Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. Get the Full Story Complete...

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New York Regulator Proposes Licensing Rules for BNPL Lenders
New York Regulator Proposes Licensing Rules for BNPL Lenders
July 15, 2026  |  BNPL

The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation...

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Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
July 14, 2026  |  Artificial Intelligence

Federal Reserve supervision should not hinder banks’ implementation of artificial intelligence (AI), because the technology can contribute to financial inclusion, Federal Reserve Vice Chair for...

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Robinhood Weighs Its First Sale of Card Receivables-Backed Bond
Robinhood Weighs Its First Sale of Card Receivables-Backed Bond
July 13, 2026  |  Credit Cards

Robinhood Markets is weighing the sale of between $400 million and $500 million of asset-backed securities, including a bond backed by bills for its branded consumer...

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Is Revolving Credit Cooling or Simply Catching Its Breath?
Is Revolving Credit Cooling or Simply Catching Its Breath?
July 08, 2026  |  Economy

Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one...

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Nobody Licensed AI to Give Financial Advice
Nobody Licensed AI to Give Financial Advice
July 08, 2026  |  Artificial Intelligence

Financial regulation was built around a specific relationship: a licensed adviser who owes the client a duty of care, carries professional indemnity insurance and answers...

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WorkWhile Adds AI Tool to Eliminate Payday Loans
WorkWhile Adds AI Tool to Eliminate Payday Loans
June 08, 2026  |  Artificial Intelligence

WorkWhile has added an earning management solution designed for hourly workers to its artificial intelligence (AI)-powered labor platform. Get the Full Story Complete the form...

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Revolut Launches Physical Crypto Debit Card Amid Rising Transaction Volume
Revolut Launches Physical Crypto Debit Card Amid Rising Transaction Volume
May 18, 2026  |  Cryptocurrency

Revolut unveiled Monday (May 18) its first physical cryptocurrency debit card, a move that follows a notable increase in industry-wide card usage and transaction volumes....

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