Consumer Spending

New Fund Flows Outpace Card Growth as Payment Networks Eye Open Banking Opportunities

New Fund Flows Outpace Card Growth as Payment Networks Eye Open Banking Opportunities
New Fund Flows Outpace Card Growth as Payment Networks Eye Open Banking Opportunities
February 02, 2024  |  Earnings

Beyond the debit and credit card issuance, beyond the consumer spending, the networks see growth ahead underpinned by new payment flows. Get the Full Story...

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App Quality Key to Credit Card Choice for More Than Half of Consumers
App Quality Key to Credit Card Choice for More Than Half of Consumers
February 01, 2024  |  Credit Cards

When choosing a credit card, consumers typically take into account a series of features, such as the interest rate, the possibility of getting reward points...

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Demand for Security Solutions Boosts Mastercard’s Value-Added Services Revenues 17%
Demand for Security Solutions Boosts Mastercard’s Value-Added Services Revenues 17%
January 31, 2024  |  Earnings

For Mastercard, new payment flows and digital innovations outpaced spending growth on cards — though consumers remain resilient. Get the Full Story Complete the form...

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D2C Brands Win With High-Income Shoppers
D2C Brands Win With High-Income Shoppers
January 30, 2024  |  eCommerce

As direct-to-consumer brands look to drive customer acquisition, high earners are their best customers. Get the Full Story Complete the form to unlock this article...

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Private-Label Card Pressures May Signal Spending Pullback
Private-Label Card Pressures May Signal Spending Pullback
January 30, 2024  |  Consumer Insights

Where there’s smoke, there’s fire, goes the old aphorism. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Valentine’s Spending Expected to Hit Record $14.2 Billion
Valentine’s Spending Expected to Hit Record $14.2 Billion
January 29, 2024  |  Retail

Americans are projected to spend $14.2 billion this Valentine’s Day amid heightened consumer confidence. Get the Full Story Complete the form to unlock this article...

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Free Shipping Bolsters Loyalty Most Among Online Shoppers
Free Shipping Bolsters Loyalty Most Among Online Shoppers
January 29, 2024  |  Retail

Foot traffic is a key metric of customer attraction for brick-and-mortar stores, and online visits are the corresponding metric for online shops. If the product...

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JCPenney Takes AI Into the Store to Appeal to Cost-Conscious Shoppers
JCPenney Takes AI Into the Store to Appeal to Cost-Conscious Shoppers
January 29, 2024  |  Retail

At they navigate a market heavily influenced by inflation, retailers must use a range of tools to respond to the needs of value-driven consumers.  Get...

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Study: Earned Wage Access Overuse Can Hurt Consumers
Study: Earned Wage Access Overuse Can Hurt Consumers
January 28, 2024  |  Payroll

Is earned wage access (EWA) a useful tool for cash-strapped consumers? Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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