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Subprime Borrowers Seek Strategies to Improve Their Credit Scores
Subprime Borrowers Seek Strategies to Improve Their Credit Scores
March 12, 2025  |  Consumer Finance

The pressures of mounting card debt, still-high interest rates and tightening underwriting threaten to expand the ranks of subprime borrowers — all the while making...

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Australia and Brazil’s Shared Vision for the Future of Checkout
Australia and Brazil’s Shared Vision for the Future of Checkout
March 11, 2025  |  Payments Innovation

As digital economies race to streamline the payment process, the checkout experience is at the forefront of change, with innovations around customer experience and security...

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Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
March 10, 2025  |  Consumer Finance

Monday (March 10) marked another bloodletting on Wall Street, another slew of headlines about tariffs and trade wars. And as economic concerns mount, the picture...

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Mastercard and Visa Pledge Vigilance Following Gambling Investigation
Mastercard and Visa Pledge Vigilance Following Gambling Investigation
March 10, 2025  |  Credit Cards

Mastercard and Visa are probing claims that illegal gambling websites facilitated deposits through their networks. An investigation into the sites found that Mastercard and Visa...

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Big Banks Work to Carve Out Piece of BNPL Space
Big Banks Work to Carve Out Piece of BNPL Space
March 09, 2025  |  Buy Now Pay Later

Banking giants are trying to catch up to FinTechs in offering pay later services. A report Saturday (March 8) by the Financial Times (FT) examines...

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Revolving Debt and Credit Card Spending Muted in January
Revolving Debt and Credit Card Spending Muted in January
March 07, 2025  |  Consumer Finance

After a holiday spending frenzy, consumers have returned to a more normalized rate of spending, as measured in incremental borrowing on credit cards and other...

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Visa and Mastercard Accused of Card Monopoly by UK Watchdog
Visa and Mastercard Accused of Card Monopoly by UK Watchdog
March 06, 2025  |  ANTITRUST

Visa and Mastercard face regulatory action in the United Kingdom following a payments watchdog’s investigation. The Payment Systems Regulator (PSR) is considering “remedies” for the...

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Debit Rewards Platform Broadens Loyalty Rewards Beyond Credit
Debit Rewards Platform Broadens Loyalty Rewards Beyond Credit
March 06, 2025  |  Loyalty & Rewards

Tens of millions of U.S. consumers use debit cards — one of the most popular ways to pay — and in doing so, have been...

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Court Grants FTC Motion for Preliminary Injunction Against Seek Capital
Court Grants FTC Motion for Preliminary Injunction Against Seek Capital
March 04, 2025  |  Legal

The Federal Trade Commission (FTC) said Tuesday (March 4) that a court granted its motion for a preliminary injunction against Seek Capital and its founder and CEO, Roy Ferman....

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