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Card Delinquencies, Pressure on Account Openings Signal Rocky Road for Banks, Payment Networks

Card Delinquencies, Pressure on Account Openings Signal Rocky Road for Banks, Payment Networks
Card Delinquencies, Pressure on Account Openings Signal Rocky Road for Banks, Payment Networks
April 01, 2024  |  Credit Cards

Earnings season begins anew in just a few weeks, documenting the first few months of the year — and how the March quarter shaped up...

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Credit Card Delinquencies Climb as Consumers’ Savings Dip
Credit Card Delinquencies Climb as Consumers’ Savings Dip
April 01, 2024  |  Consumer Finance

While the average American consumer remains “credit healthy,” some trouble spots are apparent. Get the Full Story Complete the form to unlock this article and...

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Post-Purchase Financing Ushers In a New Era of Lending
Post-Purchase Financing Ushers In a New Era of Lending
April 01, 2024  |  BNPL

The cart doesn’t lead the horse, which is why payments innovations tend to check the boxes that end users need most. And sometimes the smallest...

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Mastercard, Visa Settlement Could Impact Rewards Small Businesses Value
Mastercard, Visa Settlement Could Impact Rewards Small Businesses Value
March 29, 2024  |  Credit Cards

This week, Mastercard and Visa reached a multi-billion dollar settlement that may bring an end to 20-year legal battle between the two financial giants and merchants....

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CFPB’s Credit Card Rewards Scrutiny Threatens a Perk Consumers Really Love
CFPB’s Credit Card Rewards Scrutiny Threatens a Perk Consumers Really Love
March 27, 2024  |  Credit Cards

Consumers like credit card rewards — that’s a truism borne out by PYMNTS Intelligence research. Get the Full Story Complete the form to unlock this...

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Visa Extends Risk Management Solutions to Non-Visa Transactions
Visa Extends Risk Management Solutions to Non-Visa Transactions
March 27, 2024  |  VISA

As real-time and account-to-account transactions rise and payments fraud continues to rise with them, Visa is putting artificial intelligence (AI) to work. The company announced...

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Card Networks’ $30 Billion Interchange Settlement Kicks Open Merchant Surcharge Door
Card Networks’ $30 Billion Interchange Settlement Kicks Open Merchant Surcharge Door
March 26, 2024  |  Legal & Regulation

The simple math on the swipe fee agreement reached by Visa and Mastercard announced Tuesday (March 26) indicates that consumers may not feel much impact...

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Capital One May Appeal Ruling on Walmart Credit Card Partnership
Capital One May Appeal Ruling on Walmart Credit Card Partnership
March 26, 2024  |  Walmart

A federal judge ruled Tuesday (March 26) that Walmart can end its credit card partnership with Capital One early because the bank did not provide the level of service...

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