credit risk

Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

Source: en.wikipedia.org

Girding for the $17 Trillion Negative Interest Rate Debt Trap
Girding for the $17 Trillion Negative Interest Rate Debt Trap
August 26, 2019  |  Economy

The world is awash in debt marked by negative interest rates. It’s a $17 trillion warning sign of overextended corporate borrowing and lending, CreditRiskMonitor CEO...

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Equifax Acquires PayNet
Equifax Acquires PayNet
April 25, 2019  |  Partnerships / Acquisitions

Equifax announced that it has acquired PayNet, a provider of credit ratings on small businesses (SMBs). Through its use of state-of-the-art analytics, PayNet provides commercial...

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China’s PINTEC Acquires Bank SaaS Firm InfraRisk
China’s PINTEC Acquires Bank SaaS Firm InfraRisk
March 12, 2019  |  B2B Payments

China-based financial services technology firm PINTEC Technology has announced its acquisition of Australia-based InfraRisk. PINTEC said in a press release on Monday (March 11) that it...

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Levchin: Why The Affirm-Walmart Partnership Is More Than POS Credit
Levchin: Why The Affirm-Walmart Partnership Is More Than POS Credit
March 04, 2019  |  Alternative Finances

As we learned last week, purchase financing for Walmart customers is changing. In fact, the change has already begun and will continue to roll out over...

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On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air
On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air
February 27, 2019  |  Consumer Finance

Lawmakers grilled the heads of Equifax, Experian and TransUnion, calling the credit reporting a “broken” system — and new legislation introduced this week has some...

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What Smart, Conversational AI Adds To Credit Scoring
What Smart, Conversational AI Adds To Credit Scoring
February 26, 2019  |  Alternative Finances

Traditional credit-scoring models have not had it easy in the court of public opinion over the last few years. The complaints vary in their specifics, but...

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Euler Hermes, C2FO Team Up On Unpaid Invoice Protection
Euler Hermes, C2FO Team Up On Unpaid Invoice Protection
February 22, 2019  |  B2B Payments

Alternative small business (SMB) finance company C2FO is integrating a new solution from Euler Hermes to help small businesses protect against the risk of unpaid...

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Nav CEO On Breaking SMB Financing’s ‘Black Box’
Nav CEO On Breaking SMB Financing’s ‘Black Box’
February 18, 2019  |  Alternative Finances

Starting a business in the United States requires being courageous, someone who embraces the idea of success as a long shot. In fact, to be...

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Fundbox Pay Expands To B2B Marketplaces
Fundbox Pay Expands To B2B Marketplaces
January 25, 2019  |  B2B Payments

Financing purchases at the point of sale is gaining traction in B2C eCommerce, so why not B2B? Fundbox is bringing Fundbox Pay to the points...

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